Cornerstone Wealth Management, LLC

Cornerstone Wealth Management, LLC is a financial advisory firm specializing in asset management, financial planning, retirement consulting, and referrals to third-party money managers. Established in 2005, the firm offers tailored investment strategies, including individual stock and bond portfolios, ETFs, mutual funds, and other securities. Clients have the option to place restrictions on investments and receive annual portfolio reviews. The firm also provides retirement consulting services for pension and profit-sharing plans, ensuring compliance with ERISA regulations. For asset management services, fees are based on a percentage of assets under management, varying with account size. Retirement consulting fees can be hourly, flat, or asset-based. The firm may recommend Visible National Trust for special needs trust services, with financial advisors receiving compensation for managing trust accounts. Cornerstone Wealth Management does not charge performance fees and does not have custody of client assets, with clients receiving account statements directly from custodians. The firm does not accept proxy authority but may provide investment discretion with client constraints. Clients are encouraged to conduct due diligence on trust providers and are informed of any referral compensation arrangements. The firm maintains a Code of Ethics and acts as a fiduciary, prioritizing client interests at all times.