Optimal Wealth

Optiwealth, LLC, also known as Optimal Wealth, is a Limited Liability Company established in Massachusetts in August 2012 by Ira Gene Sager. The firm specializes in Portfolio Wealth Management Services, offering personalized portfolio management based on clients' goals, risk tolerance, and time horizon. Optiwealth provides financial planning and consulting services, creating Investment Policy Statements for each client. The firm advises both discretionary and non-discretionary accounts, ensuring investment decisions align with fiduciary duties. Optiwealth offers pension consulting services, financial planning, and consulting services, and works with sub-advisers and independent managers. The firm may provide DST/1031 Exchange advice, facilitating tax-deferred investments in real estate. Optiwealth generally limits investment advice to various securities, including mutual funds, fixed income securities, equities, and ETFs. For clients, Optiwealth charges fees ranging from 0.60% to 2.00% annually of Assets Under Management (AUM), depending on the complexity of services provided. The firm does not participate in wrap fee programs and has assets under management totaling $35,267,611.00 for discretionary amounts and $41,218,204.00 for non-discretionary amounts as of December 31, 2024. Optiwealth acts as a fiduciary, ensuring investment decisions are made in clients' best interests. The firm's investment strategies include cyclical, fundamental, quantitative, and technical analysis, with a focus on long-term trading. Clients have the option to impose restrictions on investments based on personal values or beliefs. Optiwealth provides periodic account reviews and reports to clients, ensuring transparency and accountability in its services.