Sweetwater Financial Advisors, LLC

Sweetwater Financial Advisors, LLC, established in June 2001, is an investment advisory firm offering portfolio management, financial planning, and 401(k)/Pension consulting services. The firm customizes services based on individual needs, gathering information such as investment objectives, financial situation, and employment details. They manage approximately $95.6 million in client assets, primarily using mutual funds, ETFs, and individual equities. Clients can grant discretionary authority for account management, allowing SFA to make changes without prior consultation. Financial planning services analyze various aspects like insurance coverage and estate planning, with fees negotiable based on factors like complexity and staff resources. SFA offers a performance-based fee program for qualified clients, charging a percentage of profits annually. Clients can terminate services without penalty within five days of agreement or upon three days' notice thereafter. SFA does not compensate for client referrals and does not vote on client securities. The firm's principals, Mark Dixon Snelling and David Bryan Teel, have extensive financial backgrounds and are Certified Financial Planners. They maintain a fiduciary duty, act in clients' best interests, and have no disciplinary events on record. Supervision and oversight are conducted by Bryan Teel, who reviews all transactions and ensures compliance with regulations. Additional information about the firm and its principals is available on the SEC's website.