Gfp Wealth Management

Goyette Financial Planning, Inc. dba GFP Wealth Management is a registered investment advisor specializing in personalized financial planning and portfolio management services for individuals, high net worth individuals, families, and small businesses. Established in 2005 by Stephan Goyette, CFP®, the firm offers ongoing financial planning services under a Financial Planning and Portfolio Management Services Agreement. They also provide limited financial planning engagements covering services such as cash flow analysis and portfolio management. GFP acts as a fiduciary under ERISA, ensuring services are in the client's best interest. For financial planning services, fees range from $1,500 to $20,000 for limited engagements, with an hourly rate option. Portfolio management fees are based on assets under management, starting at 0.82% annually. GFP does not charge performance-based fees and does not participate in wrap fee programs. The firm manages $168,412,260 on a discretionary basis. Clients have the option to use discount brokers like Schwab, Vanguard, or Fidelity for implementing portfolios. GFP does not receive soft dollar benefits or compensation from brokerage firms for client referrals. Clients must provide GFP with investment discretion, allowing the firm to make portfolio adjustments without prior client approval. GFP does not have custody over client assets and does not vote proxies on behalf of clients. The firm has no financial commitments impairing its ability to meet client obligations.