Arbor Wealth Advisors LLC

Arbor Wealth Advisors, LLC, a registered investment adviser, was founded in October 2013 by Aaron R. Andreas. The firm offers investment management services, creating and managing portfolios based on client goals and objectives, typically on a discretionary basis. Arbor Wealth recommends diversified portfolios of no-load mutual funds, including Dimensional Fund Advisors (DFA) funds, and may use model portfolios. Clients may impose reasonable restrictions on Arbor Wealth's discretionary authority. The firm also provides fixed income portfolio management services, including discretionary authority for a third-party fixed income manager. Consulting services are offered on an hourly basis. Arbor Wealth acts as a fiduciary, putting clients' interests first and charging fees ranging from $8,000 to $50,000 annually for investment management services. The firm does not charge performance-based fees and serves individuals and high net worth individuals without a minimum account size requirement, except for fixed income portfolio management services, which require a minimum account size of $500,000. Arbor Wealth's investment strategies are based on Modern Portfolio Theory, emphasizing long-term diversified portfolios with a focus on asset allocation. Clients receive quarterly performance reports and account reviews. Arbor Wealth does not vote client securities proxies or participate in legal proceedings on behalf of clients. The firm has no disciplinary information and maintains financial stability.