Retirement Funding Advisors Inc.

Retirement Funding Advisors, Inc. is a Michigan corporation established in February 1995 by Mr. Donald I. Gregg. The firm specializes in offering investment supervisory services on a nondiscretionary basis to various clients, including individuals, high net worth individuals, pension and profit sharing plans, corporations, endowments, foundations, and family partnerships. They provide investment consulting services on a project basis and offer investment management services to sponsors of qualified retirement plans. The firm's investment strategies focus on diversification to reduce the risk of substantial loss relative to individual risk tolerance. They typically recommend mutual funds and exchange traded funds, with a focus on low expense ratios and long-term performance. Clients have the option to choose from various fee structures, including flat fixed fees, hourly rates, or a percentage of assets under management. The firm manages $144,082,029 of client assets on a discretionary basis and $455,677,580 on a non-discretionary basis as of December 31, 2022. Retirement Funding Advisors, Inc. does not charge performance-based fees and acts as a fiduciary, offering services in the best interests of clients. Clients have the option to grant discretionary authority for investment decisions, with the firm exercising discretion in line with the client's stated investment objectives. The firm does not engage solicitors for client referrals and does not have any disciplinary actions or financial commitments that impair their ability to meet contractual obligations.