Robert Stephen Capital Management LLC

Streeter, Moore & Stipe LLC, also known as Robert Stephen Capital Management LLC and SMS Financial & Investment Management LLC, is an independent investment advisory firm established in 1997 and registered with the SEC. The firm offers portfolio development, financial planning, and consulting services, focusing on building diverse portfolios of mutual funds, ETFs, and individual stocks and bonds. Clients can engage in discretionary or non-discretionary investment advisory services based on their financial goals and risk tolerance. Financial planning services cover areas such as family records, tax planning, retirement analysis, and investment alternatives. The firm acts as a fiduciary, putting clients' interests first and charging fees based on a percentage of assets under management. The minimum account size for portfolio development is $250,000, while there is no minimum for financial planning services. Streeter, Moore & Stipe LLC does not participate in wrap fee programs and may use third-party managers for separate account management. The firm's investment strategies include long-term purchases, short-term purchases, trading, margin transactions, and options. Clients have the option to implement recommendations through SMS or other brokers. The firm does not have custody of client assets but ensures they are held at qualified custodians. SMS does not have the authority to vote proxies and does not require prepayment of fees exceeding $1,200 per client.