Apforia

APFORIA LTD is a registered investment adviser established in May 2023, based in Virginia Beach, VA. The firm specializes in providing fee-only financial advice across the United States. The firm's ownership includes Paul D. Allen, Sean C. Gillespie, and Adrienne G. Ross. APFORIA offers various services such as investment management, comprehensive financial planning, project-based financial planning, hourly planning services, employee benefit plan services, and educational seminars. The firm primarily advises on Mutual Funds, ETFs, stocks, and fixed income instruments. APFORIA reports $94,061,694 discretionary and $2,262,884 non-discretionary Assets Under Management as of December 31, 2024. The firm acts as a fiduciary, charging fees ranging from 0.25% to 2.00% for investment management services, with additional fees for financial planning services. Clients may grant discretionary authorization for investment management, allowing the firm to make decisions without prior approval. APFORIA does not engage in performance-based fees or side-by-side management. The firm does not have any disciplinary information, financial industry affiliations, or conflicts of interest with outside parties. Clients are responsible for voting on their securities and receive regular account reviews and statements from the custodian. APFORIA does not have custody of client funds or securities and does not vote proxies on behalf of clients. The firm has no financial impairments and does not require prepayment of fees exceeding $1,200 six months in advance.