Focus Asset Management Company

Focus Asset Management Company (FAMCO) is a registered investment adviser established in 1999 by Eugene McNiff and Lawton Baker. As of December 31, 2022, FAMCO managed $56,823,802 on a discretionary basis and $2,599,957 on a nondiscretionary basis. FAMCO specializes in managing investment portfolios for individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm designs investment policy statements based on client objectives and risk profiles, utilizing primarily no-load mutual funds, including those offered by Dimensional Fund Advisors (DFA). FAMCO's investment strategy focuses on passive asset class and index mutual funds, with a long-term buy-and-hold approach to limit risk through diversification. FAMCO's fee structure for investment management services is based on a percentage of assets under management, with a minimum fee of $5,000 per client relationship. The firm may negotiate fees and account minimums under certain circumstances. FAMCO does not charge performance-based fees and does not vote proxies on behalf of clients. Clients have investment discretion and receive quarterly performance reports and statements from account custodians. FAMCO also provides advisory services for employee benefit retirement plans, working in coordination with Buckingham Strategic Partners, LLC for fixed income management. The firm has a Business Continuity and Succession Plan in place to ensure uninterrupted service to clients. FAMCO's principals, Eugene McNiff and Lawton Baker, are CPAs with extensive experience in the financial industry. The firm operates with a Code of Ethics emphasizing fiduciary duties and client interests.