Sentinel Pension Advisors Inc

Sentinel Pension Advisors Inc., established in Wakefield, MA, offers the SPA Wrap Fee Program, a fee-based program granting discretionary authority over clients' assets to develop custom-tailored investment portfolios. Clients pay a single asset-based fee, with a minimum account size of $25,000. The firm's investment strategy involves no-load mutual funds, select load-waived mutual funds, and ETFs. Clients can choose from nine model portfolios based on their investment goals. SPA follows a disciplined research and evaluation process to select appropriate investments. The firm's services include account rebalancing, with client accounts typically rebalanced annually. SPA is a fiduciary and does not disclose nonpublic personal information to third parties. The firm is affiliated with Focus Financial Partners, LLC, and Sentinel Securities, LLC. Clients may be introduced to SPA through promoters, who receive referral fees. SPA's Code of Ethics ensures employees act in clients' best interests. The firm's privacy policy safeguards client information. Clients are informed of potential conflicts of interest, including employees' personal trading restrictions. SPA reviews accounts annually and provides performance reports quarterly. The firm's financial information indicates stability and no bankruptcy history. As a state-registered advisor, SPA meets all regulatory requirements.