Quintes Financial Services, LLC

Quintes Financial Services, LLC is a California-based investment advisory firm established in 2016, registered with the Securities and Exchange Commission. The firm specializes in providing advisory services to individuals, high-net-worth clientele, and qualified retirement plans. Quintes offers discretionary investment management, financial planning, risk profile modeling, and investor education. The firm may engage third-party advisers to manage client assets and retains discretionary authority to hire and fire sub-advisers. Clients can impose restrictions on their accounts and are responsible for promptly notifying Quintes of any changes in their financial situation or investment objectives. For separately managed accounts, Quintes recommends TD Ameritrade as the custodian and broker of record. The firm participates in TD Ameritrade's institutional advisor program, receiving benefits such as dedicated service, real-time order matching, and research access. Quintes charges advisory fees based on a tiered schedule, calculated quarterly in arrears. The firm's investment strategies include model portfolios from Dynamic Advisor Solutions LLC, tailored to clients' investment guidelines. Quintes Financial Services, LLC does not engage in principal transactions, agency cross transactions, or accept proxy voting authority for client securities. The firm's Code of Ethics establishes standards of conduct, including personal trading restrictions and reporting requirements. Clients receive periodic reports directly from their custodian, and the firm conducts periodic reviews of client accounts to ensure alignment with investment objectives and guidelines.