Bright Futures Wealth Management, LLC

Bright Futures Wealth Management, LLC offers a wrap fee program where clients pay a single fee covering portfolio management services and brokerage costs. The fee is based on total assets under management, ranging from 2.75% for assets up to $10,000 to 1.25% for assets over $5,000,000. Fees are negotiable based on client needs. Clients can choose billing methods and have the option to terminate the contract within five business days without penalty. The firm uses various methods of analysis such as charting, cyclical, fundamental, and technical analysis for investment strategies. Clients have discretion over their investments, with BFWM requesting authority to execute transactions without prior client approval. The firm primarily advises on registered investments, including mutual funds, fixed income securities, and ETFs. Clients receive regular reports and have access to the portfolio manager for communication. BFWM discloses potential conflicts of interest, such as receiving compensation for recommending third-party money managers. The firm acts as a fiduciary and does not accept performance-based fees. There is no minimum account requirement, and services are available to individuals, accredited investors, entities, trusts, and pension plans.