Perennial Advisors Group, LLC

Perennial Advisors Group, LLC is a registered investment adviser founded in 1998 and located in Westford, MA. The firm specializes in fee-only financial planning and investment management, offering services to individuals, high net worth individuals, trusts, estates, and charitable organizations. Perennial Advisors Group does not sell commissioned products or accept finder's fees, ensuring a focus on client interests. The firm's investment strategy involves personalized, long-term investment management using diversified mutual funds, ETFs, and occasionally individual stocks or bonds. They primarily use Fundamental Analysis to evaluate securities and construct client portfolios. The firm acts as a fiduciary, meaning they are required to act in the best interests of their clients. Perennial Advisors Group charges fixed fees for wealth management services, typically ranging from $5,000 to $35,000 annually, based on the complexity of services and assets managed. Clients may authorize fee debiting from their accounts, and the firm conducts quarterly reviews of client portfolios. The minimum account size for investment advisory clients is $500,000, subject to the firm's discretion. The firm's employees, including David A. Carpenter, Kelsey L. Brennan, and Tyler B. Dostie, hold professional designations such as CERTIFIED FINANCIAL PLANNER™ (CFP®) and maintain high educational standards and ethical practices. The firm does not have any disciplinary actions against them. Clients are encouraged to review custodial statements and are provided with regular reports on their holdings, allocations, and performance. Perennial Advisors Group does not engage in performance-based fees or side-by-side management.