Manchester Financial Inc

Manchester Financial, Inc. is a registered investment adviser founded in 1990 by Robert Katch, offering portfolio management and financial planning services. The firm tailors investment advice based on clients' financial data, developing personalized profiles to determine asset allocation strategies. Manchester Financial provides individualized investment advice across various investment vehicles, including stocks, bonds, ETFs, mutual funds, and more. The firm also offers financial planning services, encouraging clients to engage for comprehensive financial analysis. Clients may opt for limited consulting services focusing on specific financial concerns. Manchester Financial operates under a fiduciary duty, acting in clients' best interests. The firm manages over 2,300 client accounts with assets under management totaling $798 million as of December 31, 2022. Fees are based on a percentage of account assets, not exceeding 1.25%, payable quarterly. The firm may also provide consulting services at hourly rates ranging from $250 to $500. Manchester Financial may earn commission-based compensation from insurance products and maintains an affiliated insurance agency. The firm uses Charles Schwab & Co, Inc. and Fidelity Brokerage Services, LLC for brokerage and custodial services, with access to free research and software. Clients retain voting rights for their securities and are responsible for directing proxies. Manchester Financial does not accept authority to vote client securities. The firm maintains a Privacy Policy to protect client information and restricts access to personal data.