The firm offers a comprehensive range of services, including wealth management, investment management, and financial planning, to individuals, families, business owners, and institutions.
Founded in 2003 and headquartered in Oklahoma City, the firm operates as an independent fiduciary advisor, meaning it is legally obligated to act in the best interests of its clients.
The firm emphasizes a personalized, relationship-driven approach, combining financial planning expertise with in-house research and advisory teams to deliver tailored long-term strategies for clients.
What are the pros and cons of Exencial Wealth Advisors?
Exencial Wealth Advisors combines personalized financial planning with integrated investment and tax strategies, offering clients a relationship-driven approach to long-term wealth management.
Its strengths lie in its holistic service model, fiduciary standard, and access to in-house financial, tax, and estate planning expertise.
However, the firm’s traditional advisory structure may be less suited to investors seeking low-cost, automated, or digital-only investing options.
Here is a breakdown of the pros and cons associated with Exencial Wealth Advisors:
Pros of Exencial Wealth Advisors
Tailored service for diverse client profiles: Exencial serves a wide range of clients, including business owners, executives, pre-retirees, and high-net-worth individuals. Each of these clients receives personalized strategies aligned with their financial stage and complexity level.
Comprehensive, integrated planning: Exencial offers a full suite of services, combining investment management, financial planning, tax strategy, and estate coordination under one advisory relationship.
Fiduciary, independent advisor: As an SEC-registered investment advisor, Exencial operates under a fiduciary duty, meaning it must act in each client’s best interest.
Customized investment approach: Portfolios are tailored to each client’s objectives, timeline, and risk profile. Portfolios are also diverse, with exposure to different asset classes, including equities, fixed income, and alternatives.
Experienced advisory team: Clients gain access to a multidisciplinary team of advisors, analysts, and planners who provide personalized, long-term guidance.
Cons of Exencial Wealth Advisors
Higher cost than automated platforms: As a full-service advisory firm, Exencial’s fees are typically higher than those of robo-advisors or self-directed platforms.
Limited digital automation: The firm focuses on personalized, advisor-led relationships rather than automated portfolio management or mobile-first investing tools.
May not suit small accounts: Exencial’s Wealth Management services are generally designed for clients with at least $250,000 in assets under management (AUM), whereas certain referral-based platforms may require a minimum of $750,000.
Exencial Wealth Advisors fees: how much does Exencial Wealth Advisors cost?
Exencial Wealth Advisors charges a fee for its wealth management services based on a percentage of the client’s AUM.
The annual fee is typically around 1%, although it may be higher or lower depending on the portfolio size and the scope of services provided. Fees are generally billed quarterly in advance.
Here is a more in-depth breakdown of the fees associated with the main type of services Exencial Wealth Advisors offer.
| Fee type | Description | Details |
|---|---|---|
| Wealth Management Fees | Ongoing advisory fee based on AUM | 1% of AUM |
| Financial planning and consulting fees | Standalone or project-based fees | $250 per hour or a fixed fee of $2,500–$100,000 |
| Third-party fees | Costs charged by a third-party | Vary by third-party & not included in Exencial’s advisory fee. |
What is Exencial Wealth Advisors’ minimum account size?
Exencial Wealth Advisors generally applies a minimum annual fee of $2,500 for Wealth Management services, which can make the program impractical for clients with less than $250,000 AUM.
The firm may, at its discretion, accept smaller portfolios in specific circumstances.
Exencial minimum requirements by service type includes:
| Service | Minimum Requirement |
|---|---|
| Wealth Management services | $2,500annual minimum fee |
| Wealth Advisor Solutions (WAS) referral platform | $750,000 minimum investment |
With these thresholds, Exencial’s services are best suited for clients with substantial investable assets or more complex financial situations that require ongoing, personalized guidance.
Who should choose Exencial Wealth Advisors?
Exencial Wealth Advisors is best suited for clients who want personalized, advisor-led financial planning and have more complex financial needs or higher levels of investable assets.
Exencial Wealth Advisors works well for:
High-net-worth individuals and families: Those with complex portfolios or more than $250,000 to invest benefit from Exencial’s tailored investment management and planning strategies.
Business owners and entrepreneurs: Clients looking to convert business success into lasting personal wealth and legacy planning receive guidance across both individual and corporate finances.
Corporate executives: Those managing compensation structures, stock options, or concentrated equity positions can access sophisticated strategies aligned with their income and risk profile.
Pre-retirees and retirees: Individuals preparing for or entering retirement benefit from coordinated income, tax, and estate planning designed to preserve wealth and ensure sustainable distributions.
Clients seeking ongoing advisor access: Those who value direct relationships with fiduciary advisors and a long-term planning partnership will find Exencial’s model well aligned with their needs.
Exencial Wealth Advisors may not be suitable for:
Entry-level investors: With a $2,500 annual minimum fee and suitability thresholds around $250,000 in assets, the service may be less practical for smaller accounts or those just beginning to invest.
Digital-first or self-directed investors: Exencial does not offer a robo-advisor or mobile-first investing platform, focusing instead on traditional, advisor-led engagement.
Active traders: Exencial’s discretionary portfolios are structured for long-term growth and are not intended for short-term or high-frequency trading.
Exencial Wealth Advisors: Is it secure?
Yes, Exencial Wealth Advisors is considered secure because it operates as an SEC-registered fiduciary with regulatory oversight and established client safeguards. Client assets are held by independent third-party custodians that provide account protection, trade execution, and regular reporting. Many of these custodians are SIPC members, which offer limited protection in the event of custodian failure.
The firm also maintains compliance and cybersecurity programs designed to protect client information and prevent unauthorized access. Although no advisory firm is completely risk-free, Exencial’s structure and safeguards are consistent with standard practices in the wealth management industry.
Exencial Wealth Advisors: Customer service
Exencial Wealth Advisors provides personalized customer service centered on one-on-one relationships with dedicated financial advisors.
Clients can expect direct support for questions related to financial planning, investments, and tax matters, with advisors offering guidance based on each client’s individual needs. Service is delivered through phone consultations, email, and scheduled meetings, although the level of responsiveness may vary depending on the complexity of the request and the client’s account type.
The firm does not offer 24/7 support, so clients who need immediate assistance outside regular business hours may find response times slower than those offered by digital platforms with continuous support.
Is Exencial Wealth Advisors worth it?
Whether Exencial Wealth Advisors is worth it depends on the type of investor.
For those with complex financial needs or high-net-worth portfolios, the firm’s ability to integrate investment management with tax and estate planning makes it a strong choice for clients seeking long-term, tailored financial strategies.
However, the $250,000 minimum asset threshold and $2,500 annual fee may make Exencial less accessible for beginners or investors with smaller portfolios.
Investors considering alternatives to Exencial Wealth Advisors may also want to compare similarly personalised advisory firms such as Moneta Group Financial Advisors, Plante Moran Financial Advisors or Chicago Partners Wealth Advisors, which offer tailored planning and investment management. Those looking for more accessible or hybrid guidance could explore options like Vanguard Personal Advisor Services, SoFi Automated Investing or Merrill Guided Investing for a mix of automated investing with planning support.
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