Greatmark Investment Partners, Inc. is a SEC-registered investment adviser based in Columbus, Georgia, with roots dating back to 1987. The firm offers individual portfolio management services, providing tailored investment strategies based on client needs and objectives. Greatmark operates under a fiduciary duty, ensuring that client interests are prioritized. The firm manages over $681 million of client assets on a discretionary basis and an additional $4.6 million on a non-discretionary basis. Fee structure: Greatmark charges advisory fees based on a percentage of assets under management, with rates varying depending on the asset class. The firm retains the discretion to negotiate fees on a client-by-client basis. Fees are calculated quarterly and invoiced to clients, payable upon receipt. Investment strategy: Greatmark focuses on long-term investments in well-managed businesses, aiming to purchase undervalued securities for client portfolios. The firm employs fundamental and qualitative analysis to evaluate investments and offers strategies such as long-term purchases and short-term trading. Client requirements: Greatmark serves a range of clients, including individuals, high net worth individuals, pension plans, charitable organizations, and corporations, with a minimum asset requirement of $100,000. The firm provides regular portfolio reviews and reports to clients, ensuring alignment with investment objectives and strategy. Greatmark does not engage in solicitation or accept compensation for client referrals, maintaining a transparent and client-focused approach.

The Money Advisor Group, LLC is a registered investment adviser based in Columbus, GA, providing portfolio management services through a wrap fee program. Established on 07/14/2015, the firm is primarily owned by Paul T. Money. Clients participating in the wrap fee program pay a single fee that includes money management fees, transaction costs, and custodial/administrative costs. Assets are held at Charles Schwab & Co., Inc. Clients may invest in model portfolios developed by the firm, with varying risk tolerance levels. The firm may use sub-advisers to manage a portion of client accounts. The firm may recommend IRA rollovers, presenting a conflict of interest, as they may generate fee-based compensation. Financial planning services may be provided at no additional charge for clients meeting specific criteria. The firm's fees are based on a percentage of assets under management, with a tiered fee schedule. The firm does not accept performance-based fees or engage in side-by-side management. Investment strategies include Modern Portfolio Theory, long-term purchases, and short-term purchases. The firm does not perform quantitative or qualitative analysis of individual securities. Clients are responsible for exercising their proxy voting rights. The firm maintains strict privacy policies and a Code of Ethics. Clients receive regular account reviews and reports. The firm does not have any disciplinary disclosures or other financial industry activities. The firm does not recommend insurance products or receive compensation for recommending third-party money managers. The firm has custody over client funds for fee deduction purposes and third-party transfers with client authorization. The firm has a policy to rectify trade errors and does not initiate or participate in class action lawsuits on behalf of clients.