Sound View Wealth Advisors Group, LLC is a registered investment advisor based in Savannah, GA, established in 2019. The firm offers holistic financial planning and investment advisory services to individuals, high net worth individuals, families, family offices, trusts, and retirement plans. Sound View Wealth primarily allocates client assets among various mutual funds, ETFs, and individual securities based on clients' investment objectives. The firm charges an annual advisory fee based on a tiered rate schedule, starting at 1.5% for assets up to $499,999. Clients have the option of granting investment discretion to Sound View Wealth, allowing the firm to make investment decisions on their behalf. The firm does not charge performance-based fees or participate in side-by-side management. Sound View Wealth recommends the use of qualified custodians such as Schwab and Fidelity for custody and brokerage services. The firm conducts periodic reviews of client accounts, provides regular reports, and votes proxies on behalf of clients who authorize them to do so. Sound View Wealth has not been involved in any bankruptcy petitions and has no financial conditions that would impair its ability to meet contractual commitments to clients. The firm does not have referral arrangements with solicitors but may enter into such arrangements in the future. Sound View Wealth has not been the subject of any disciplinary events.

Chatham Capital Group, Inc. is a registered investment adviser founded in 1996 with offices in Savannah, GA, and Hilton Head Island, SC. The firm manages investment portfolios for high net worth individuals, endowments, foundations, pension plans, and corporate portfolios. As of December 31, 2022, Chatham managed over $568 million of client assets on a discretionary basis. The standard minimum account size for separately-managed portfolios is $1 million, with tailored portfolios based on individual financial needs and risk tolerance. Chatham offers private funds with varying minimum investment amounts. Investment strategies focus on asset allocation, individual securities selection, and periodic client meetings to ensure alignment with long-term goals. The firm charges management fees based on a percentage of assets under management, with fee schedules varying by portfolio size. Clients have the option to pay fees directly or have them deducted from their portfolios. Chatham acts as a fiduciary and offers investment discretion, making buy/sell decisions based on client Financial Policy Statements. The firm's investment philosophy emphasizes risk management through diversification and asset allocation. Chatham's Code of Ethics prioritizes clients' interests, and employees are subject to restrictions on personal trading to avoid conflicts of interest.

Bull Street Advisors, LLC is an SEC-registered investment advisor established in April 2019 by Mark I Allen. The firm offers discretionary investment management services to various clients, including individuals, high net worth individuals, pension and profit-sharing plans, charitable institutions, and corporations. They also provide customized financial planning advice covering areas such as retirement, education, estate planning, and business succession planning. The firm's investment approach involves analyzing clients' financial situations and goals to create tailored portfolios that reflect individual needs and preferences. Bull Street Advisors charges fees based on a percentage of assets under management, typically 1.00% on the first $2,000,000, with a minimum annual fee of $2,000. Clients are billed quarterly in advance based on the account value. The firm does not charge performance-based fees or engage in side-by-side management. Bull Street Advisors emphasizes a balanced portfolio approach, allocating assets among stocks, bonds, and cash reserves based on client objectives. The firm's investment strategies range from aggressive to conservative, focusing on growth at a reasonable price for equities and capital preservation for fixed income investments. Clients should be prepared for the risk of loss associated with investing, including market, inflation, currency, liquidity, and other economic risks. Bull Street Advisors operates as a fiduciary, acting in the best interests of clients and complying with ERISA regulations. The firm does not have any referral arrangements and maintains clients' assets with a qualified custodian. Clients receive account statements directly from the custodian and have the option to authorize fee deductions from their custodial accounts. Bull Street Advisors has discretionary management authority, allowing them to make investment decisions on behalf of clients, with clients having the option to place reasonable limitations on this authority. The firm does not vote client securities proxies but encourages clients to review and compare account statements received from the custodian and the firm.