Richard Brothers, Financial Advisors is a corporation established in Maine in 1996, specializing in investment advisory services and financial planning for individuals, businesses, trusts, and charitable organizations. The firm offers discretionary and non-discretionary advisory programs, with a focus on Whole Picture Planning covering retirement security, business transition, estate protection, education funding, and income sources. Clients have the option for limited non-discretionary services and stand-alone financial planning and consulting services. The firm primarily recommends registered investment companies and provides ongoing monitoring of client accounts. Richard Brothers, Financial Advisors charges a negotiable annual advisory fee based on portfolio value, with additional fees for financial planning services. The firm does not participate in wrap fee programs and does not accept performance-based fees. Clients have the ability to engage the firm on a discretionary basis, allowing Richard Brothers, Financial Advisors to make investment decisions on their behalf. The firm does not vote client proxies and maintains custody through direct fee deduction. Richard Brothers, Financial Advisors has not been subject to disciplinary actions and does not solicit fees in advance exceeding $500 per client.