Argent Capital Management, LLC is a registered investment adviser founded in 1998, specializing in providing investment management services for various clients, including endowments, foundations, pension funds, investment companies, and high net worth individuals. As of December 31, 2024, the firm had approximately $3.9 billion in assets under management, with a focus on domestic equity portfolios. The firm's investment philosophy revolves around investing in high-quality, enduring businesses with growing cash flows and a durable competitive position. Argent offers several investment strategies, including Large Cap, Dividend Select, Mid Cap, Focused Small Cap, and SMID Cap strategies, each with specific goals and criteria. The firm typically charges fees based on a percentage of assets under management, with standard and institutional fee schedules available. Clients have the option to grant Argent discretionary authority over their accounts, allowing the firm to make investment decisions on their behalf. Argent also provides insights into the risks associated with investments, such as market fluctuation, asset class correlations, and liquidity risk, along with steps taken to mitigate these risks. Overall, Argent Capital Management aims to deliver superior investment management services while maintaining a high level of personal service and communication for its clients. For more detailed information, clients can refer to the firm's disclosure brochure available on their website or by contacting the Chief Compliance Officer.

HM Capital Management, LLC is an investment advisory firm founded in 2005 and registered with the Securities and Exchange Commission (SEC). The firm is principally owned by the MEK Family Trust, Karen Gloriod, Maribeth Snodgrass, and Benjamin Westerman. The firm's mission is to provide fee-only investment advice from a team of experienced professionals always serving in the best interest of the client. HM Capital Management offers services such as Pension Consulting, Wealth Management, Family Office Consulting, and Portfolio Management. For Pension Consulting Services, HM Capital Management provides consulting services to defined contribution and defined benefit plans regarding investment options and employee education. Wealth Management Services include comprehensive financial planning, goal assessment, investment manager search reports, and ongoing investment manager due diligence. The firm also offers Pooled Investment Vehicle Services for money managers and active management of pooled investment vehicle assets. Fees for services vary based on the type of client and service provided, with annual fees starting at $15,500 and ranging from 0.50% to 2.00% based on assets under management. HM Capital Management may share personal information for business purposes with third parties but does not share for marketing purposes. The firm's principles, including Karen Gloriod, Maribeth Snodgrass, Matthew Kopsky, Benjamin Westerman, Caroline Stegman, and Dominic Trupiano, oversee various aspects of the firm's operations and client services. Clients can contact these individuals for further information or assistance.

Smith, Moore & Co. is an investment adviser firm based in Clayton, Missouri, founded in 1913 and registered with the SEC since 2007. The firm offers discretionary and non-discretionary asset management services for various client types, including individuals, trusts, and businesses. Acting as a fiduciary, the firm aims to always act in the best interest of clients. The wrap fee program charges clients for investment advice and an administrative service charge separate from the wrap fee. Smith Moore uses Royal Bank of Canada Clearing & Custody as the custodian of client accounts. The firm's investment strategies include portfolio management services, financial planning, and consulting. They may propose investment portfolios consisting of various asset classes such as stocks, bonds, mutual funds, and ETFs. The fee for investment advice generally ranges between 0.5% and 3.0% annually. Smith Moore's financial advisors are also registered representatives of the firm, compensated through commissions or markups/markdowns on transactions. The firm's Code of Ethics ensures that personal investment transactions of employees are conducted in a manner that does not conflict with client interests. Smith Moore does not exercise discretion in client accounts without written authorization. Clients are encouraged to contact their financial advisor with any questions or concerns, and the firm conducts regular reviews of client accounts to ensure suitability. Smith Moore does not take custody of client funds or securities and has no financial condition impairing its ability to meet obligations. The firm does not receive any compensation other than what is disclosed in the brochure. For more details on the firm's financial information, clients can refer to the SEC's website.

Asset Consulting Group, LLC is a financial advisory firm based in Clayton, Missouri. It currently has approximately $507,837,532 of assets under management and employs about 47 people. Asset Consulting Group, LLC uses a fee structure of a percentage of assets under your management, fixed fees and performance-based fees.

Foundation Wealth Management, LLC is a registered investment adviser established in 2003 and majority-owned by President Pamela A. Hardin. The firm offers investment management, financial planning, and consulting services with a mission to provide personalized financial advice. As of December 31, 2024, the firm managed over $593 million in assets, with both discretionary and non-discretionary services available. Clients are required to enter into agreements before receiving services, and the firm gathers detailed client information to create tailored investment recommendations. Clients can withdraw assets with notice, but the firm recommends holding assets in brokerage accounts at Fidelity Investments. The firm charges annual fees based on a percentage of assets under management, with a minimum annual fee of $10,000. Fees are pro-rated and charged quarterly in advance. FWM does not charge performance-based fees and primarily allocates client assets among various investments based on Modern Portfolio Theory. The firm does not have any disciplinary events to report and does not compensate third parties for endorsements. FWM has investment discretion for most accounts, with the authority to buy and sell securities based on client objectives and risk tolerance. Clients are responsible for voting proxies and making decisions on corporate actions related to their securities. The firm does not require prepayment of advisory fees six months in advance and, therefore, does not provide audited financial statements.

Correct Capital Wealth Management, LLC is a financial advisory firm based in Clayton, Missouri. It currently has approximately $370,685,345 of assets under management and employs about 6 people. Correct Capital Wealth Management, LLC uses a fee structure of a percentage of assets under your management and fixed fees.

Matter Family Office, established in 1990, is an investment advisor offering fully integrated Investment Management, Wealth Planning, and Culture and Learning services to high-net-worth families. The firm emphasizes preservation of capital, global investment opportunities, respected skills, and tax efficiency. With $3.5 billion in client assets managed directly, Matter serves individuals and families, focusing on wealth accumulation and protection. The firm's investment philosophy is based on the endowment model, diversification, and minimizing volatility while maintaining competitive returns. Matter offers discretionary management of investment accounts and engages Asset Consulting Group for research and due diligence. Fees are typically 0.30% to 1.0% of assets under management, with a minimum annual fee of $75,000. The firm does not charge performance-based fees. Clients have the option of granting full, limited, or no discretion over their accounts. Matter Family Office follows a Code of Ethics, ensuring fair and full disclosure, acting in clients' best interests, and maintaining high ethical standards. The firm does not compensate for client referrals and has custody procedures in place to safeguard client funds and securities. Clients receive detailed account reviews, statements, and reports, with the option for online access. Voting of client securities is done based on established guidelines. The firm does not require prepayment of fees or solicitations in advance. There have been no bankruptcy petitions against Matter Family Office.

Vista Finance, LLC is a financial advisory firm established in 2021, based in Clayton, MO. The firm specializes in providing a wide array of investment advisory services to individuals and various types of clients. Vista Finance is owned by Christopher Williams, Brian Landzaat, and Lincoln Sorensen, Jr. As a fiduciary, the firm always acts in the best interest of clients, offering services such as Wrap Comprehensive Portfolio Management, Financial Planning & Consulting, Portfolio Monitoring, and Retirement Plan Consulting. For Wrap Comprehensive Portfolio Management, clients can place reasonable restrictions on investments. The firm manages $268,869,601 on a discretionary basis and $4,882,773 on a non-discretionary basis as of December 31, 2024. Fees for services vary based on the type of service, with maximum annual fees not exceeding $100,000 for financial planning and consulting. Vista Finance recommends the custodial services of Fidelity and Interactive Brokers for certain client accounts. The firm uses various methods of analysis and investment strategies, including cyclical, fundamental, qualitative, quantitative, and technical analysis. Investment risks include capital risk, credit risk, inflation risk, interest rate risk, market risk, and options risk. Vista Finance does not charge performance-based fees but may recommend alternative investment funds with performance-based fees. Vista Finance does not accept proxy authority to vote client securities and does not provide financial information in the brochure. The firm has no disciplinary events and does not receive soft dollars beyond what is allowed by the SEC. Clients are encouraged to review account statements and can request a full copy of the brochure for more information.

Investment Office Resources, LLC is a Registered Investment Adviser based in St. Louis, Missouri, established in March 2020. The firm specializes in providing resources for Chief Investment Officers and investment function personnel, offering services such as asset allocation, risk management, values-aligned investing, and investment office management. They cater to family offices, corporations, non-profit organizations, and other entities needing enhanced investment operations. The firm provides discretionary and non-discretionary investment advisory services through managed account programs, with assets under management of $112,930,667 as of December 31, 2024. Fees for asset management are charged quarterly based on asset size and complexity, with a maximum annual fee of 1.00%. Clients may terminate services within five business days without penalty, and fees are prorated upon termination. Clients may also incur additional custodial, transaction, and mutual fund fees. Investment Office Resources, LLC may charge performance-based fees with client consent and does not have physical custody of client funds. Clients must grant discretionary authority for the firm to buy or sell securities on their behalf. The firm does not vote proxies on behalf of clients and does not require prepayment exceeding $1,200 six months in advance.