Clarity Financial Planners

Clarity Financial Planners, LLC is a registered investment advisor established in March 2024, offering comprehensive financial planning services since July 2015. As of December 31, 2024, the firm managed $117,685,250 on a discretionary basis and $921,1333 on a non-discretionary basis. Clarity specializes in managing investment portfolios for individuals, high-net-worth individuals, trusts, and businesses. The firm determines clients' investment objectives through written Investment Policy Statements, considering factors like risk tolerance, time horizon, and goals. Clarity typically designs portfolios using evidence-based mutual funds or ETFs, with a preference for low-cost, diversified investments. The firm also provides financial planning services covering areas such as tax planning, retirement planning, and estate planning. Clarity charges an annual fee based on a percentage of assets under advisement, with a minimum annual fee of $24,000. Clients have investment discretion and can impose reasonable restrictions on Clarity's authority. The firm does not engage in wrap fee programs and does not receive performance-based fees. Clarity does not have any disciplinary information, and employees are required to follow a Code of Ethics. The firm recommends Charles Schwab for brokerage and custodial services and does not have custody of client funds. Clients receive quarterly performance reports and account statements from the custodian. Clarity does not vote proxies on behalf of clients and does not engage in principal transactions or cross trades between client accounts.