Plancorp, LLC is a fee-only investment management firm based in St. Louis, Missouri, offering a range of services including asset management, comprehensive financial planning, family office services for ultra-high net worth individuals, retirement plan advisors, and institutional investment services. The firm was established in 1983 as FFG Plancorp, Inc., adopting its current name in 1985. Plancorp is a Delaware limited liability company with 26 direct owners, 23 of whom are employees. The firm is a registered investment adviser with the SEC and is certified by the Centre for Fiduciary Excellence, LLC for meeting fiduciary practices standards. Plancorp's investment philosophy is grounded in Modern Portfolio Theory, focusing on long-term asset allocation strategies tailored to each client's goals and risk tolerance. The firm provides ongoing financial planning and investment advisory services, including portfolio monitoring, rebalancing, performance reports, and client review meetings. Plancorp also offers family office services, retirement plan advisors and consulting services, and exit strategy planning for business owners. Clients have the option to direct brokerage arrangements and are encouraged to compare Plancorp's portfolio reports with custodian account statements. Plancorp does not vote proxies on behalf of clients and does not participate in class actions or legal proceedings on behalf of client accounts. The firm maintains strict privacy policies to protect client information and restricts access to personal data. Clients are informed of any material changes to the firm's privacy policies annually. For any questions regarding privacy policies or other information, clients can contact Plancorp directly.

Larson Financial Group, LLC, based in St. Louis, Missouri, is a registered investment adviser offering portfolio management services through various wrap-fee programs. Established in June 2010, the firm is wholly owned by Larson Financial Holdings, LLC. The firm provides services through programs such as the Allocation Program, Core and Explore Program, Acorn Program, Dividend Growth Stock Program, and more. Minimum account sizes range from $3,000 to $250,000 depending on the program. Larson Financial Group acts as the sponsor and investment adviser for these programs, providing asset management and brokerage services for an all-inclusive fee. Clients have the option of discretionary or non-discretionary portfolio management services. The firm's investment strategies include asset allocation, diversification, and protection of principal, with a focus on long-term growth and risk mitigation. Larson Financial Group does not accept performance-based fees, and clients have access to a range of investment options, including mutual funds, ETFs, and individual securities. The firm's code of ethics emphasizes professional conduct and client protection, and clients receive regular reports on portfolio performance and holdings. Larson Financial Group does not receive compensation for client referrals and maintains transparency regarding potential conflicts of interest.

Alpine Private Wealth, established in 1999 as Alpine Investment Management, LLC, is an SEC-Registered Investment Adviser based in Missouri. Operating as Alpine Private Wealth since November 2023, the firm offers investment advisory services to private wealth clients, utilizing various investment strategies and products, including those of its affiliate, Alpine Capital Research, LLC. APW provides continuous discretionary advice tailored to individual client needs, offering both investment supervisory services and financial planning services. As of December 31, 2024, APW managed $1.37 billion in client assets, with fees structured as a percentage of assets under management. The firm's fee schedule varies based on the type of accounts and investment strategies, with a minimum initial investment of $3 million. APW also offers family office services and consulting for non-discretionary assets, with fees negotiable based on client circumstances. The firm acts as a fiduciary, committed to acting in clients' best interests, and discloses potential conflicts of interest. Clients grant APW discretionary authority to manage their assets, allowing the firm to make investment decisions on their behalf. APW follows a comprehensive Code of Ethics, ensuring high ethical standards and compliance with federal securities laws. The firm does not engage in principal or agency cross securities transactions for client accounts and provides detailed account reviews and reporting to clients regularly. APW maintains custody of client funds through an independent custodian and is subject to specific duties and obligations under ERISA for certain client accounts. The firm does not charge performance-based fees and discloses its investment strategies, risk factors, and potential conflicts of interest to clients.

Terril & Company, a registered investment adviser based in St. Louis, Missouri, was founded by John Joseph Terril in 1979. The firm offers investment advisory services tailored to individual client circumstances, goals, and risk tolerance. Terril manages approximately $864 million in assets under management as of March 5, 2025, operating on a discretionary basis. Clients are charged fees based on a percentage of assets under management, with rates negotiable. The firm may also provide consulting services on an hourly fee basis. Terril's investment strategy focuses on fundamental analysis, considering factors like cash flows, earnings, and market conditions. The firm employs two quantitative asset selection models to manage risk and reward for client portfolios. Terril primarily serves high net worth individuals, pension plans, and corporations, with a minimum portfolio size requirement of $250,000. The firm does not accept performance-based fees and has no disciplinary history. Terril exercises investment discretion, voting on proxy matters and managing accounts without prior client approval based on agreed-upon guidelines. The firm does not engage in soft dollar arrangements and has a Code of Ethics to ensure fiduciary obligations are met. Terril's brokerage practices prioritize best execution for client trades, and the firm does not have any financial conflicts that could impair its ability to meet obligations.

Brady Family Wealth, LLC is a registered investment adviser based in Saint Louis, MO, established in July 2021. The firm offers personalized investment management and financial advisory services to individual and institutional investors, operating under a fiduciary standard of care. Services include investment and wealth management, financial planning, and fiduciary services for plan sponsors. Brady Wealth manages client portfolios on both discretionary and non-discretionary bases, tailoring services to individual needs and goals. The firm primarily allocates client assets among individual equity and debt securities, mutual funds, and ETFs based on client objectives and risk profiles. For investment management services, Brady Wealth charges an annual fee ranging from 0.50% to 1.25% based on assets under management. Financial planning and consulting services are billed hourly or on a fixed rate basis, generally not exceeding $10,000 annually. The firm requires a minimum initial investment of $1,000,000 for investment management services, with exceptions considered based on individual circumstances. Brady Wealth does not charge performance-based fees or engage in side-by-side management. The firm does not have any disciplinary information to report and does not pay referral fees. Clients' assets are maintained by a qualified custodian, and the firm typically exercises investment discretion over client accounts. Brady Wealth retains proxy voting authority for clients and may participate in class action lawsuits on their behalf. The firm does not require prepayment of fees exceeding $1,200 or have any financial commitments that may impair client commitments.

McCartney Wealth Management LLC, established in 2010, is a fee-only investment adviser based in Saint Louis, MO. The firm, owned by Michael P. McCartney, offers financial planning and investment management services. With a focus on academic research and financial science, the firm provides clients with low-cost, diversified portfolios. Services include comprehensive financial planning and personalized investment strategies based on client goals and risk tolerance. The firm's investment philosophy is grounded in Modern Portfolio Theory and factor investing. Clients typically engage the firm on a discretionary basis, granting authority for trading and portfolio management. Fees are structured as a percentage of assets under management, with financial planning fees ranging from 15-20 basis points per year and investment management fees varying based on asset value. The minimum account size is $500,000, negotiable on a case-by-case basis. The firm does not charge performance-based fees and acts as a fiduciary to all clients, avoiding conflicts of interest. Clients have investment discretion, and the firm does not vote proxies on behalf of clients. McCartney Wealth Management does not engage in principal or agency cross securities transactions for client accounts.

Conway Investment Solutions, established in 2010, specializes in connecting financial advisors and clients to alternative and traditional investment funds. The firm offers advisory services for pooled investment vehicles like the Conway Alternatives Platform and various funds. Their investment philosophy focuses on minimizing risk through diversification and careful selection of investment vehicles. The firm's principal owners are Richard Douglass Baur and Thomas Steven Margulis. Conway Investment Solutions acts as an advisor to Access Funds, providing access to third-party investment funds. The firm also manages the Private Fund, investing in underlying funds. Clients can invest in the Private Fund with a minimum of $1,000,000. The firm charges management fees based on a percentage of assets under management, with fees negotiated case-by-case. Conway Investment Solutions does not accept referral fees and prioritizes autonomy in manager selection. The firm provides investment consulting services, including investment strategy design, manager selection, and performance evaluation. The firm's investment strategies include long-term and short-term purchases, with a focus on risk management. Clients receive quarterly portfolio reviews, and the firm has a Code of Ethics to ensure fiduciary duty. The firm does not maintain custody of client assets, and client privacy is protected through strict policies.

Daytona Street Capital LLC is an independent SEC-registered investment advisor established in 2021, located in St. Louis, Missouri. The firm's core equity investment strategy aims to outperform the S&P 500 by concentrating on advantaged businesses for long-term holding. The firm offers separately managed accounts with a minimum initial investment of $250,000, and fees range from 0.75% to 1.00% per year based on the investment strategy. Daytona Street manages approximately $161 million in client assets as of 12/31/2024. The firm provides customized advisory services, including global asset allocation strategies. Clients' assets are held by a qualified custodian, and the firm has implemented procedures to safeguard client assets. Daytona Street accepts discretionary authority for trading client securities and has the authority to vote client securities. The firm has a Code of Ethics in place and does not accept compensation for the sale of securities. Daytona Street does not have any financial conditions that would impair its ability to meet its commitments to clients and has never been subject to a bankruptcy petition. For more information, clients can contact the firm directly.