Diamond Hill Capital Management, Inc. is an investment adviser registered with the SEC since 1988, operating as a wholly owned subsidiary of Diamond Hill Investment Group, Inc. The firm offers a range of investment management services to individual and institutional investors through various vehicles, including mutual funds, separately managed accounts, and model delivery programs. Diamond Hill provides nine equity and six fixed income investment strategies, focusing on securities selling below intrinsic value. The firm's fee structure varies by investment strategy and is generally based on a percentage of assets under management (AUM), with minimum account sizes ranging from $10 million to $200 million. Clients have the option to participate in wrap fee programs, where a single fee is paid based on AUM, or model delivery programs where Diamond Hill provides strategy model portfolios to sponsors. The firm exercises investment discretion for client accounts, reviews accounts regularly, and votes proxies in the best interest of clients. Diamond Hill's investment team members have significant personal investments in the strategies they manage, demonstrating alignment of interests with clients. The firm's adherence to a Code of Ethics, proxy voting policy, and trade error correction policy further emphasize its commitment to transparency and client interests. Diamond Hill's financial information is publicly available, and employees collectively hold substantial personal investments in the firm's strategies.

Nationwide Asset Management, LLC, based in Columbus, Ohio, has been a registered investment adviser since 2007. As a subsidiary of Nationwide Mutual Insurance, the firm specializes in providing customized fixed income advisory and asset management services, including alternative investment strategies like private equity, real estate equity, and hedge funds. While equity exposure is possible in client portfolios, it's not the firm's primary focus. Nationwide Asset Management tailors investment advice to meet specific client needs and may impose restrictions on certain securities. The firm primarily serves affiliated companies and their business needs, with discretionary assets under management totaling approximately $13.49 billion for thirteen clients as of December 31, 2024. Fees at Nationwide Asset Management are typically calculated as a percentage of assets under management, subject to negotiation. The firm may delegate investment management responsibilities to sub-advisors without increasing client fees. Clients should be aware of additional expenses related to third-party mutual funds and potential double billing of fees. The firm's investment philosophy emphasizes effective relative value analysis across asset classes and a team-oriented approach to managing portfolios. Nationwide Asset Management does not charge performance-based fees and follows a side-by-side management policy to treat clients fairly. The firm provides portfolio management services to various affiliated entities, and most clients are affiliated. Clients have the option to impose reasonable restrictions on investing in certain securities or asset types. The firm exercises investment discretion in line with clients' stated objectives and restrictions. Clients receive at least quarterly account statements from their custodians, and the firm does not enter into custodial agreements on behalf of clients.

Nationwide Investment Advisors, LLC, based in Columbus, Ohio, was established in May 2006 as a limited liability company. The firm specializes in providing investment advisory services to retirement plan sponsors and participants, focusing on ERISA private sector retirement plans and governmental retirement plans. Nationwide Investment Advisors offers four distinct services: ProAccount, My Investment Planner (MIP), Smart Alliance, and the Advice Program. ProAccount is a discretionary managed account service providing professional asset management to participants in retirement plans. The firm acts as an investment manager for certain retirement plans subject to ERISA, serving as a fiduciary under ERISA Section 3(38) and Section 4975(e)(3) of the Code. Nationwide Investment Advisors employs an Independent Financial Expert (IFE) to develop and maintain investment portfolios for ProAccount clients, ensuring objective and unbiased advice. The firm does not accept performance-based fees and does not participate in principal transactions or agency cross transactions for client accounts. Nationwide Investment Advisors does not select or recommend brokers or dealers for client transactions and does not receive soft dollar benefits. The firm has a Code of Ethics in place to ensure high standards of business conduct and fiduciary duty to clients. NIA does not have custody of client assets, except for certain advisory programs where related entities act as custodians. The firm does not vote proxies on behalf of clients. As a federally registered investment adviser, NIA is not required to be state-registered.

Hamilton Capital, LLC, an independent SEC-registered investment adviser founded in 1997, is dedicated to serving institutional clients with approximately $4.3 billion in assets under management. The firm offers discretionary asset management and investment consulting services primarily to institutions such as endowments, foundations, and retirement plan sponsors. Hamilton Capital operates as a fiduciary under the Investment Advisers Act of 1940, providing services in the best interests of clients. The firm emphasizes a top-down, macroeconomic approach to portfolio management and offers investment strategies tailored to client objectives and risk tolerances. Clients may invest in collective investment funds, including the Hamilton Capital CIFs, and affiliated private investment funds managed by the firm. Hamilton Capital charges fees based on total assets under management, with fee ranges varying depending on the service type. The firm does not charge performance-based fees and does not maintain physical custody of client assets. Clients receive regular reports on account performance and transactions. Hamilton Capital's Chief Compliance Officer, William A. Leuby, is available for any inquiries regarding the firm's practices and services.

Windsor Advisory Group, LLC is an investment advisory firm established in 2002, based in Columbus, Ohio. The firm specializes in providing family office services to highly successful individuals, families, and family offices. Services offered include consulting on various financial matters such as taxes, trust and estate, charitable giving, and private business transactions. The firm typically manages portfolios on a discretionary basis, but also offers client consult relationships where clients can direct certain securities transactions. Windsor Investment Vehicles, managed by the firm, serve as private investment funds for clients, with a minimum initial investment of $250,000. The fee structure includes an annual advisory fee of 0.50% for assets under management of $10 million or more, and 0.65% for assets under $10 million. Fees are calculated based on the value of assets at the end of each month and are prorated accordingly. The firm does not charge performance-based fees. Clients are provided with quarterly portfolio reports and have the option to receive unaudited results for Windsor Investment Vehicles. Windsor Advisory Group acts as a fiduciary and does not have any disciplinary events to report. The firm does not have physical custody of client assets but may have custody under certain money movement activities. Clients are urged to review custodial statements regularly.

Gryphon Financial Partners, LLC is a registered investment adviser offering a wrap fee program that emphasizes continuous account supervision. The firm tailors individual investment strategies to meet client needs, including a mix of securities such as stocks, bonds, ETFs, and mutual funds. Gryphon charges annual fees of up to 1.5% of assets under management, with pro-rated fees for new accounts and capital inflows. Clients can place reasonable restrictions on investments held in their portfolios. The firm acts as a fiduciary for retirement accounts, ensuring client interests are prioritized. Gryphon's investment strategies focus on long-term purchases, with an annual advisory fee cap of 1.5%. The firm may use third-party money managers and Envestnet's Unified Managed Account for custom models. Gryphon's investment committee meets quarterly to review strategies. The Gryphon Global Equity Portfolio is actively managed, benchmarked to the MSCI All Country World Index, and diversified across industries and regions. Clients can impose restrictions on account management for this strategy. Gryphon discloses potential conflicts of interest, such as affiliations with Gryphon Capital Partners, LLC and Grandview Partners GP I, LLC. The firm also discloses its code of ethics, review of accounts, client referrals, and financial information, emphasizing client confidentiality and data security.

Summit Financial Strategies, Inc. is a Fee-Only firm established in Ohio in 1994, specializing in investment advisory and wealth management services. The firm's managing principals are Samantha Macchia, Brian Sutliff, Liam Hurley, Wendy Trout, Michael Scherer, and Timothy Swain. Summit acts as a fiduciary, offering discretionary or non-discretionary investment advisory services based on a percentage of assets under management, typically ranging from 0.75% to 0.25%. Clients can also engage in standalone tax planning services or bundled wealth management services, which include financial planning. The firm may recommend Schwab or Fidelity as broker-dealers/custodians, receiving support services and products from them. Summit does not accept compensation for selling products or receive client referrals from broker-dealers. Clients are encouraged to review their accounts annually, and Summit does not vote client proxies. The firm does not foresee financial impairments and has not been subject to disciplinary actions or bankruptcy petitions. Summit's Chief Compliance Officer, Luke J. Salcone, is available for any inquiries regarding the firm's operations and disclosures.

Meyers Wealth Management, LLC, led by Robert D. Meyers, offers personalized financial advisory services. Robert holds a Bachelor of Science in Business Administration and is a Certified Investment Management Analyst (CIMA). With over a decade of experience, he has worked at reputable firms like Wells Fargo and Merrill Lynch. Notably, Robert was suspended for 12 months due to unauthorized private securities transactions during his tenure at Wells Fargo. Clients of Meyers Wealth Management can expect a fiduciary relationship, ensuring advice is in their best interest. The firm requires a minimum initial investment, and Robert does not receive additional compensation beyond his salary and bonuses. Clients have limited control over their investments, as Robert is supervised by the Chief Compliance Officer, Matthew D. Meyers. The firm's investment philosophy is rooted in comprehensive analysis, focusing on governance, portfolio performance, and behavioral finance. For more details, refer to the firm's brochure or visit the SEC's website. Contact information for Robert and the firm is available for inquiries or consultations.

The Joseph Group Capital Management is an investment advisory firm established in 1999 by twin brothers, Matt Palmer and Mark Palmer. The firm's mission is to help clients identify their Purpose and fulfill their dreams through discretionary investment management and financial planning services. The firm provides services to individuals, families, businesses, trusts, and charities, with a minimum asset requirement of $500,000 for new clients. The firm offers various investment strategies aligned with clients' goals, including Conservation, Provision, Harvest, and Abundance strategies. Clients have the option to place reasonable restrictions on specific securities in their accounts. The firm operates on a fee-only basis, charging an annual investment advisory fee based on a percentage of assets under management. The fee schedule is tiered based on the account's market value. The firm does not receive commissions or other forms of compensation that could lead to excessive trading. The advisors at The Joseph Group act as fiduciaries, putting clients' interests first and providing services in the best interest of clients. The firm's team includes experienced professionals with certifications such as Certified Financial Planner (CFP®), Chartered Financial Analyst (CFA), Financial Risk Manager (FRM), and Chartered Alternative Investment Analyst (CAIA). The team is committed to upholding high ethical standards and providing comprehensive financial planning and investment management services to clients. The firm's Chief Compliance Officer, Jodi Picetti, is available to address any questions or concerns clients may have regarding the firm's practices or disclosures.