Beese, Fulmer Investment Management, Inc., also known as Beese Fulmer Private Wealth Management, was established in 1980 by shareholders Dennis S. Fulmer, Ryan T. Fulmer, and Nicholas T. Perini. The firm offers personalized investment management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and corporations on both discretionary and non-discretionary bases. Services include financial objective determination, cash flow management, retirement planning, and estate planning. BFIM does not act as a custodian of client assets, and clients maintain asset control. The firm operates strictly as a fee-only investment management firm, not selling commissioned products. Advisory services cover a range of investment vehicles, financial planning, and consultations. BFIM publishes an Investment Outlook quarterly and acts as a fiduciary for retirement accounts. The firm manages approximately $1.58 billion in assets across 1,257 accounts, all on a discretionary basis. Fees are based on a percentage of assets under management, with a minimum annual fee of $5,000. Clients are provided with regular reports, including Portfolio Valuation and Performance Reports. BFIM has a Code of Ethics ensuring client interests come first and prohibits certain trading practices. The firm votes proxies for client shares and provides detailed information on its corporate governance and social policy voting guidelines. Beese, Fulmer Investment Management, Inc. maintains a strong financial condition to meet client commitments.

TTG Financial, Inc. was established in 2006 and specializes in providing personalized financial planning and investment management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates on a fee-only basis and does not sell commissioned products. Investment advice covers financial objectives, cash flow management, tax planning, insurance review, education funding, retirement planning, and estate planning. Clients have full control over their assets, with TTG placing trades under a limited power of attorney. The firm manages approximately $158 million in assets for around 185 clients, with a discretionary basis for most assets. TTG charges an annual fee based on a percentage of assets under management, typically ranging from 0% to 2% annually. There is no minimum account size or fee, with fees varying based on factors like relationship size and servicing needs. The firm offers hourly planning services at $200 per hour and provides detailed disclosures on fees, compensation, and methods of analysis. Clients receive periodic reports and performance updates, and the firm maintains a Business Continuity Plan to ensure service continuity in various scenarios. TTG's advisors hold professional certifications and adhere to a strict Code of Ethics.