Lumature Wealth Partners, LLC

Lumature Wealth Partners, LLC is a registered investment adviser based in Alpharetta, GA, offering financial planning, consulting, and investment management services. The firm, established by Andrew Ross Ramsey and Ralph Corley Watson III, had $561,198,312 assets under management as of February 10, 2023. Clients can engage in a comprehensive wealth management engagement that includes services such as business planning, retirement planning, risk management, and investment consulting. The firm provides discretionary management of investment portfolios tailored to individual client needs, with a focus on continuous assessment of risk tolerance and financial goals. For wealth management services, Lumature charges an annual fee based on assets under management, ranging from 1.30% to 0.50%. Clients can also engage in financial planning and consulting services for a fixed or asset-based fee, ranging from $1,000 to $50,000. The firm may receive economic benefits from Raymond James, the custodian, which could influence the recommendation of custodial services. Lumature does not charge performance-based fees and does not have any disciplinary events. Clients have the option to direct brokerage and can request specific financial institutions for transactions. The firm exercises investment discretion and does not vote on client securities. Lumature does not accept prepayment exceeding $1,200 or have financial conditions that may impair client commitments.