Zinvest Financial Service LLC

Zinvest Financial Service LLC is a registered investment adviser based in Anaheim, CA, established by Velox Holdings Inc. The firm's investment strategy focuses on building diversified model portfolios using Modern Portfolio Theory to generate high returns at a given risk level. Zinvest offers the Premium Model Portfolio Program and the Asset Allocation of Individual Stocks Program, both currently closed to new investors. The firm also provides a Self-Directed Account Program where investors choose their own assets. Zinvest does not charge performance-based fees and generally caters to individual clients with no minimum account size for the Self-Directed Portfolio Program. The fee structure varies for each program, with the Premium Model Portfolio Program incurring a 1.5% annual fee. Clients may face pass-through charges for clearing firm services and other expenses. The firm does not engage in principal transactions for client accounts and does not vote on client securities. Zinvest emphasizes a high standard of business conduct and fiduciary duty through its Code of Ethics. Clients receive quarterly statements from the qualified custodian, Velox Clearing, and have access to account details through the firm's website and mobile application.