Bay Point Wealth

Bay Point Wealth, established in 1995 as Annapolis Financial Services, LLC, and registered with the SEC since 2015, offers discretionary investment advisory services primarily to individuals, trusts, estates, and small businesses. The firm's owners are William J. Hufnell and William J. Hufnell. Services include financial planning, investment management, and consulting. Clients can impose restrictions on investments, and the firm provides ongoing supervision of accounts. Fees are based on a percentage of assets under management, with a negotiable annual fee structure. The firm does not receive commissions and is fee-only. Investment strategies include traditional equity investments, long/short funds, and global fixed income investments. Bay Point recommends Schwab or Fidelity for custody and brokerage services. The firm does not vote proxies on client securities. Clients are responsible for voting proxies and making legal decisions. Bay Point does not have financial impairments affecting client commitments. For more information, clients can contact the Chief Compliance Officer, William James Hufnell.