Wells Financial Management, LLC

Wells Financial Management, LLC, established in 2011 and based in Asheville, North Carolina, offers investment portfolio management services tailored to individual financial goals and risk tolerance. The firm constructs diversified portfolios using asset allocation strategies and manages investments on a discretionary basis. Clients may impose restrictions on securities trading. Financial planning services cover areas such as net worth evaluation, retirement planning, and estate planning. The firm charges asset management fees based on a tiered percentage of assets under management, with a minimum portfolio value of $500,000. Financial planning fees range from $500 to $5,000, negotiable based on complexity. Wells Financial does not participate in performance-based fees or side-by-side management. The firm primarily advises on Mutual Funds, ETFs, and individual stocks and bonds. Investment strategies include ESG investing and economic scenario analysis. Wells Financial reviews accounts regularly and provides quarterly reports. The firm recommends Charles Schwab for brokerage and custodial services, with fees paid directly from client accounts. Wells Financial does not vote on client securities proxies and has no disciplinary events to report. The firm does not engage in directed brokerage and may aggregate trades for efficiency. Wells Financial does not receive compensation for client referrals and does not have custody of client funds. Clients may grant discretionary investment authority, and the firm does not vote on client securities proxies.