Fitzroy Investment Advisors LLC

FitzRoy Investment Advisors LLC is a registered investment adviser specializing in non-discretionary investment management services for high net-worth individuals and trusts. Established by Jose A. Fernandez, the firm offers tailored asset allocation recommendations for clients, including investments in various vehicles managed by professional managers. FitzRoy emphasizes capital preservation and individualized portfolio strategies. The firm charges an annual advisory fee ranging from 0.35% to 0.45% of assets under management, negotiable based on client characteristics. Clients must generally have a liquid net worth of $15 million, which may be waived at the firm's discretion. FitzRoy does not engage in wrap fee programs or receive compensation for client referrals. The firm does not have discretionary authority over client accounts and does not vote client securities. Clients receive monthly written reports and have custody of their assets held at third-party custodians. FitzRoy does not have any financial conditions impairing its ability to meet client commitments. The firm has not been subject to a bankruptcy petition in the past ten years.