Nova Wealth Management, Inc.

Nova Wealth Management, Inc. is a registered investment adviser based in Bonita Springs, FL, offering investment advice through a wrap fee program tailored to individual client needs. The firm transitioned to SEC registration and now uses custodians Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC. The minimum account value for the program is $250,000, which may be waived in certain cases. Fees are based on a percentage of assets under management, with annual fees ranging from 1.0% to 1.4%. Clients authorize NWM to trade securities on a discretionary basis within the program. The firm's investment strategy involves fundamental and technical analysis, with asset allocation approaches including strategic, tactical, and dynamic allocation. NWM does not base fees on capital gains and does not engage in performance-based compensation to avoid conflicts of interest. The firm manages over $135 million on a discretionary basis and $16.7 million on a non-discretionary basis. NWM's employees adhere to a Code of Ethics and have a fiduciary duty to act in the best interest of clients. The firm does not vote proxies on securities and does not recommend securities in which they have a material financial interest. NWM may pay referral fees to solicitors and receives economic benefits from custodial broker-dealers. The firm has no financial conditions impairing its ability to meet client commitments. No bankruptcy petitions have been filed by NWM or its management in the past ten years.