Caldwell Advisors, LLC

Caldwell Advisors, LLC, established in 2007, offers both discretionary and non-discretionary advisory services to various clients, including individuals, institutions, and trusts. The firm, operating as a Tennessee Limited Liability Corporation, is led by principal portfolio manager Billy Ray Caldwell, Jr. Caldwell Advisors follows a fiduciary standard, prioritizing clients' best interests. Clients can open accounts with cash or securities, with the option for discretionary or consultative investment decisions. The firm may engage sub-advisors when specialized expertise is needed. Fees are based on a percentage of assets under management, with rates ranging from 1.25% to 2.75%. Caldwell Advisors does not charge performance-based fees and primarily generates revenue through advisory and planning services. The firm employs fundamental and technical analysis for investment decisions, offering various portfolio types tailored to individual client goals and risk tolerance levels. Clients receive regular account statements and performance summaries. Caldwell Advisors does not pay referral fees, holds no custody of client funds, and typically operates with discretionary authority for trading decisions. The firm does not vote on behalf of clients in proxy matters. Caldwell Advisors maintains a Code of Ethics to ensure ethical conduct and compliance with securities laws.