TrustCore Financial Services, LLC is an SEC-registered investment advisor established in 1982, based in Tennessee. The firm specializes in providing investment advisory and consulting services to non-profit organizations and private foundations. TrustCore offers Outsourced Chief Investment Officer Services (OCIO) to assist organizations in managing their financial resources, developing investment strategies, and navigating the complex financial landscape. The firm constructs investment portfolios tailored to each organization's unique objectives, risk tolerance, and time horizons. TrustCore offers comprehensive OCIO services, including investment management, cash management, controls review, and investment education for board members. Clients have the option of discretionary or non-discretionary account management, with the firm managing portfolios based on clients' stated objectives and goals. TrustCore's investment strategies include long-term purchases, short-term purchases, and options strategies. The firm does not charge performance-based fees and operates as a fiduciary, placing clients' needs above its own. TrustCore's fee structure includes asset-based fees and hourly or fixed fee arrangements. The firm has a Code of Ethics in place to ensure ethical business conduct and compliance with federal securities laws. TrustCore does not engage in soft dollar arrangements or directed brokerage. Clients have the option to limit the sharing of their personal information, and the firm maintains strict privacy policies to protect clients' data. For more information, clients can contact TrustCore Financial Services, LLC directly.

LBMC Investment Advisors, LLC (LBMC IA) was established in 1998 by the principals of the regional accounting firm LBMC, PC to provide investment advisory services. LBMC IA manages client assets of approximately $1,953,855,930 on a discretionary basis as of December 31, 2024. The firm operates as a fiduciary, managing accounts on a discretionary basis, typically allocating assets among a portfolio of index funds, mutual funds, bonds, or other investments. LBMC IA reviews client portfolios regularly and may make changes based on factors like investment performance and client objectives. Clients grant LBMC IA the authority to determine securities transactions. The firm charges annual fees ranging from 0.4% to 1.00% of assets under management, with a minimum quarterly fee of $500. LBMC IA may use Morningstar Advisor, asset allocation models, and Monte Carlo Simulations for investment analysis. LBMC IA does not charge performance-based fees and provides portfolio management services to individuals, high net worth individuals, corporate entities, and foundations. The firm does not vote proxies of client securities and does not have custody of client assets. Clients receive account statements directly from custodians like Charles Schwab & Co., Inc. or Fidelity Institutional Wealth Services. LBMC IA does not vote proxies of client securities and does not have custody of client assets. The firm does not vote proxies of client securities and does not have custody of client assets.

Ponder Investment Co. is a registered investment adviser under the U.S. Investment Advisers Act of 1940, providing investment supervisory services since 1986. The firm offers discretionary and non-discretionary investment advisory services, specializing in short and long-term debt instruments. Clients' assets under management total $1,270,570,413 as of December 31, 2022. Fees are generally charged based on a percentage of assets under management and are negotiable. Clients may incur custodian fees, brokerage charges, and other transaction expenses. Ponder Investment Co. does not charge performance-based fees and manages accounts in the best interest of each client. The firm serves institutional clients such as state and local entities, hospitals, and educational institutions. Investment strategies include fundamental, technical, and cyclical analysis, with a focus on long-term and short-term securities trading. Clients should be prepared for risks such as interest rate, spread, prepayment, credit, and liquidity risks. The firm does not receive compensation for selling securities and allows clients to purchase through unaffiliated broker-dealers. Ponder Investment Co. exercises investment discretion, reviews accounts regularly, and votes on behalf of clients in corporate governance matters. The firm's personnel adhere to a strict Code of Ethics and do not engage in investment-related businesses that may create conflicts of interest. No disciplinary events have occurred in the last 10 years, and supervised persons are compensated based on the firm's performance, without receiving commissions or bonuses for selling securities.

Pharos Capital Group, LLC is an investment adviser specializing in managing private equity funds, primarily focused on later-stage investing in high-growth healthcare companies. Established in 2011 and based in Brentwood, Tennessee, Pharos is owned by Kneeland C. Youngblood and certified as a Minority Business Enterprise. The firm offers discretionary portfolio management to its Funds, aiming to achieve attractive risk-adjusted returns by investing in healthcare companies that address United Nations' Sustainable Development Goals. Pharos also provides non-discretionary management services to separately managed accounts, tailored to specific needs such as U.S. Government bonds. The firm manages over $1 billion in client assets, with a focus on healthcare companies that aim to lower the cost of care, improve patient outcomes, and expand access to care. Pharos employs a rigorous investment strategy, utilizing quantitative analytics and financial models to assess investment opportunities and manage risks effectively. The firm's Code of Ethics ensures integrity and professionalism in its business practices, and Pharos maintains custody of client assets through qualified custodians. The firm does not receive compensation for client referrals and exercises voting authority over client securities in the best interest of clients. Pharos has a strong financial standing and has not faced any bankruptcy petitions in the past decade.

Kaufman Hall Investment Management, LLC is an SEC-registered Investment Adviser founded on September 15, 2023, with a primary focus on providing investment advisory services to institutional investors. The firm specializes in offering Investment Strategy services, including Investment Platform Design & Assessment Services and investment consultant search services. Additionally, they provide Asset Allocation Support through Strategic Resource Allocation services. Clients of Kaufman Hall Investment Management can expect a focus on generating attractive returns while preserving capital, primarily through investments in U.S. government/agency bonds, state and local bonds, corporate bonds, and asset-backed securities. The firm offers both discretionary and non-discretionary investment advisory services to state and local municipal entities, nonprofit hospitals, healthcare institutions, higher education institutions, and other institutional investors. Regarding fees, the firm charges fixed fees for Investment Strategy services, monthly fees for Asset Allocation Support, and fees based on a percentage of assets under management for Investment Management services. Clients may also incur brokerage and transaction charges, and custodian fees. Kaufman Hall Investment Management operates as a fiduciary, acting in the best interests of its clients. The firm does not charge performance-based fees and manages client accounts individually to ensure the best outcomes for each client. Clients have the option to direct brokerage to selected broker-dealers, but this may impact the cost and execution of transactions. The firm's investment strategies are backed by fundamental, technical, and cyclical analysis, with a focus on risk management to address potential risks such as macroeconomic, interest rate, spread, prepayment, liquidity, and credit risks. Clients' investments are continuously reviewed and monitored to align with their objectives and guidelines. Overall, Kaufman Hall Investment Management offers a comprehensive range of services tailored to institutional investors, with a commitment to providing transparent and client-focused investment solutions.

Virtue Capital Management, LLC is a financial advisory firm based in Brentwood, Tennessee. It currently has approximately $941,394,286 of assets under management and employs about 133 people. Virtue Capital Management, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Tbh Global Asset Management, LLC is a financial advisory firm based in Brentwood, Tennessee. It currently has approximately $932,187,471 of assets under management and employs about 17 people. Tbh Global Asset Management, LLC uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Seven Springs Wealth Group, LLC is a registered investment adviser based in Brentwood, TN, established in May 2003 as Sailer Financial, Inc., later renamed to Seven Springs Wealth Group LLC in March 2021. The firm specializes in providing financial planning and portfolio management services to high net worth individuals. Services are typically offered on a discretionary basis, with the option for non-discretionary management in limited situations. Clients have the ability to impose restrictions on investing in certain securities. The firm offers financial planning services including budgeting, comprehensive financial plans, company benefits analysis, education planning, insurance needs analysis, and estate planning consulting. Portfolio management services involve continuous supervision of client accounts based on their investment objectives and risk profile. The firm may offer portfolio management through Separate Account Managers (SAM) and a custom core equity account strategy called SSWG Voyage Portfolio. The minimum initial investment for the SSWG Voyage Portfolio typically starts at $250,000. Seven Springs Wealth Group charges fees based on assets under management, with a tiered fee schedule ranging from 1.00% to 0.20% annually. The firm may also charge flat fees based on the size and complexity of the account. Clients are encouraged to consult with a tax professional regarding the tax implications of investments. The firm does not charge performance-based fees or engage in side-by-side account management. Clients include individuals, high net-worth individuals, trusts, estates, foundations, charitable organizations, retirement plans, and business entities. SSWG uses asset allocation modeling and diversified, long-term investment strategies tailored to each client's financial situation and objectives. Clients are responsible for voting proxies on their securities, and the firm does not vote on their behalf. SSWG maintains custody of client funds to the extent of debiting advisory fees and allows for asset transfers with written authorization. The firm has a Privacy Policy in place to protect client information and maintains safeguards to ensure data security.

Tranquility Partners, LLC is a Registered Investment Adviser established in October 2015, with principal owners James Golladay Baker III and John Kerstan Crawford. The firm offers wealth management services, creating Investment Policy Statements tailored to each client's goals and risk tolerance. Tranquility Partners requests discretionary authority from clients to make investment decisions in accordance with fiduciary duties. The firm's fee schedule for Wealth Management starts at 1.00% for the first $10 million in assets. Tranquility Partners may recommend third-party Sub-advisers for specific investments. The firm's investment strategies include long-term trading, short-term trading, and margin transactions. Clients have a minimum account size of $1,000, which may be waived. Tranquility Partners reviews client accounts quarterly and provides regular reports. The firm does not accept performance-based fees or compensation for the sale of securities. Tranquility Partners uses Fidelity and Schwab as custodians and does not participate in wrap fee programs. The firm does not accept compensation for client referrals and does not have any financial conditions impairing its ability to meet client commitments. Tranquility Partners' brochure provides detailed information on its business practices, investment strategies, fee structure, and potential risks involved in investing with the firm.