H Financial Management

H Financial Management is a Registered Investment Adviser located in Canonsburg, PA, offering investment advisory services to individuals, families, and businesses. The firm was established by Garrett Hoge, who owns a majority stake in the company. H Financial Management has over 1,500 advisory accounts with over $530 million in Assets under Management, offering both discretionary and non-discretionary investment advisory services. The firm primarily focuses on asset allocation strategies to optimize the risk/reward profile of client portfolios. They offer various portfolio allocation options, ranging from conservative income allocation to all-equity growth allocation, tailored to individual client objectives and risk preferences. H Financial Management primarily invests in mutual funds and exchange-traded funds, with a focus on low-cost options like American Funds, T. Rowe Price, and Vanguard. Clients of H Financial Management are primarily individuals and families, with a recommended aggregate relationship minimum of $750,000 to commence an investment management engagement. The firm charges an annual blended tiered fee based on a percentage of assets under management, with fees payable quarterly in advance. The firm does not charge performance-based fees and does not vote proxies on behalf of clients. The firm's Chief Compliance Officer, Kent D. Aloia, is available to address any questions regarding the firm's services, fee structure, and potential conflicts of interest. H Financial Management emphasizes client education, transparency, and adherence to fiduciary duties in providing investment advisory services.