Beese Fulmer Private Wealth Management

Beese, Fulmer Investment Management, Inc., also known as Beese Fulmer Private Wealth Management, was established in 1980 by shareholders Dennis S. Fulmer, Ryan T. Fulmer, and Nicholas T. Perini. The firm offers personalized investment management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and corporations on both discretionary and non-discretionary bases. Services include financial objective determination, cash flow management, retirement planning, and estate planning. BFIM does not act as a custodian of client assets, and clients maintain asset control. The firm operates strictly as a fee-only investment management firm, not selling commissioned products. Advisory services cover a range of investment vehicles, financial planning, and consultations. BFIM publishes an Investment Outlook quarterly and acts as a fiduciary for retirement accounts. The firm manages approximately $1.58 billion in assets across 1,257 accounts, all on a discretionary basis. Fees are based on a percentage of assets under management, with a minimum annual fee of $5,000. Clients are provided with regular reports, including Portfolio Valuation and Performance Reports. BFIM has a Code of Ethics ensuring client interests come first and prohibits certain trading practices. The firm votes proxies for client shares and provides detailed information on its corporate governance and social policy voting guidelines. Beese, Fulmer Investment Management, Inc. maintains a strong financial condition to meet client commitments.