T.t.g. Financial, Inc.

TTG Financial, Inc. was established in 2006 and specializes in providing personalized financial planning and investment management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates on a fee-only basis and does not sell commissioned products. Investment advice covers financial objectives, cash flow management, tax planning, insurance review, education funding, retirement planning, and estate planning. Clients have full control over their assets, with TTG placing trades under a limited power of attorney. The firm manages approximately $158 million in assets for around 185 clients, with a discretionary basis for most assets. TTG charges an annual fee based on a percentage of assets under management, typically ranging from 0% to 2% annually. There is no minimum account size or fee, with fees varying based on factors like relationship size and servicing needs. The firm offers hourly planning services at $200 per hour and provides detailed disclosures on fees, compensation, and methods of analysis. Clients receive periodic reports and performance updates, and the firm maintains a Business Continuity Plan to ensure service continuity in various scenarios. TTG's advisors hold professional certifications and adhere to a strict Code of Ethics.