Financial Focus LLC

Financial Focus LLC is a registered investment adviser specializing in offering a wrap fee program to advisory clients. Established in 2015, the firm manages wrap fee accounts individually based on clients' investment objectives, financial goals, and risk tolerance. All accounts are managed in-house, and the firm does not utilize outside portfolio managers. Services include asset management and financial planning, with investment portfolios typically consisting of various securities. Fees are based on a percentage of assets under management, with an annual percentage ranging from 1.5% to 1.9% depending on the complexity of the portfolio. Fees are billed quarterly in advance and automatically deducted from managed accounts. The firm acts as a fiduciary, committed to acting in the best interest of clients. Investment strategies involve fundamental, technical, and cyclical analysis, with a focus on managing risks such as interest-rate, market, inflation, and currency risks. Clients have the option to impose restrictions on investments. The firm does not vote proxies on securities and clients are expected to vote their own proxies. Barbara Williams, the Principal Executive Officer, has extensive experience in the financial industry and holds the CERTIFIED FINANCIAL PLANNER™ certification. She is also a registered representative with Osaic Wealth, Inc. and a licensed insurance agent. Williams oversees supervision and compliance at Financial Focus LLC. Clients are not required to purchase any products recommended by Williams, and she does not receive performance-based fees. For more information, clients can contact Barbara Williams directly at 760-431-3040.