Meketa Fiduciary Management, LLC, established in 2014, is a registered investment adviser specializing in providing investment advisory services, including advisory and discretionary services tailored to clients' specific objectives and restrictions. The firm, with approximately $17.4 billion in Regulatory Assets Under Management as of December 31, 2024, offers services to various clients without minimum requirements for an advisory relationship. Fees, subject to negotiation, are based on factors like services scope and complexity, typically ranging from $15,000 to $1.4 million annually or 1.6 to 50 basis points per annum based on assets under management. Clients are billed monthly or quarterly, with fees exclusive of additional costs like brokerage commissions and custodial fees. Meketa's investment strategies focus on long-term policy construction, asset allocation, manager selection and evaluation, and risk mitigation. The firm emphasizes diversification, discipline, and diligence in private market investments, conducting rigorous due diligence on investment opportunities. Clients are advised on the risks associated with private market investments, including liquidity constraints and economic factors. Meketa does not engage in principal or agency cross securities transactions and does not typically vote proxies on behalf of clients. The firm has no disciplinary information and maintains client assets with qualified custodians. Clients receive tailored account reports regularly, and Meketa does not solicit prepayment exceeding $1,200 or have financial conditions impairing its commitments to clients.

Resource Capital Investment Corporation is a financial advisory firm based in Carlsbad, California. It currently has approximately $3,050,198,338 of assets under management and employs about 9 people. Resource Capital Investment Corporation uses a fee structure of a percentage of assets under your management and performance-based fees.

Axxcess Wealth Management, LLC is a financial advisory firm based in Carlsbad, California. It currently has approximately $2,748,214,415 of assets under management and employs about 82 people. Axxcess Wealth Management, LLC uses a fee structure of a percentage of assets under your management, hourly charges, fixed fees and performance-based fees.

Tamarack Advisers, LP is a registered investment advisor specializing in providing investment services primarily focused on the healthcare sector. Established in March 2016, the firm succeeded Tamarack Capital Management, LLC, which was founded in May 2007. Tamarack Advisers manages assets for the Tamarack Global Healthcare Fund, LP, the Tamarack Global Healthcare Offshore Fund, Ltd., and the Tamarack Global Healthcare Fund QP, L.P. The firm employs a long-short investment strategy using fundamental research techniques, focusing on factors like earnings growth, product positioning, and management strength. As of December 31, 2022, the firm had $317.0 million in discretionary assets under management. Clients are charged a 1.5% asset-based fee per year for managing the Healthcare Funds and separately managed accounts, with a performance fee of 20% of profits generated. The firm acts as a fiduciary and provides investment discretion, with clients unable to place limitations on the firm's investment authority. Tamarack Advisers also engages in soft dollar arrangements for research services and has a prime brokerage relationship for custodial services. The firm has no disciplinary actions to report and provides detailed information on its fees, investment strategies, and financial practices in compliance with regulatory requirements.

Financial Focus LLC is a registered investment adviser specializing in offering a wrap fee program to advisory clients. Established in 2015, the firm manages wrap fee accounts individually based on clients' investment objectives, financial goals, and risk tolerance. All accounts are managed in-house, and the firm does not utilize outside portfolio managers. Services include asset management and financial planning, with investment portfolios typically consisting of various securities. Fees are based on a percentage of assets under management, with an annual percentage ranging from 1.5% to 1.9% depending on the complexity of the portfolio. Fees are billed quarterly in advance and automatically deducted from managed accounts. The firm acts as a fiduciary, committed to acting in the best interest of clients. Investment strategies involve fundamental, technical, and cyclical analysis, with a focus on managing risks such as interest-rate, market, inflation, and currency risks. Clients have the option to impose restrictions on investments. The firm does not vote proxies on securities and clients are expected to vote their own proxies. Barbara Williams, the Principal Executive Officer, has extensive experience in the financial industry and holds the CERTIFIED FINANCIAL PLANNER™ certification. She is also a registered representative with Osaic Wealth, Inc. and a licensed insurance agent. Williams oversees supervision and compliance at Financial Focus LLC. Clients are not required to purchase any products recommended by Williams, and she does not receive performance-based fees. For more information, clients can contact Barbara Williams directly at 760-431-3040.

Anchor Bay Capital, Inc. is a financial advisor firm located in Carlsbad, CA, established in 2006. The firm offers Investment Management Services (IMS) by buying and selling various securities in client accounts. Clients can choose from model asset allocations based on their objectives and risk profile. The firm's investment strategies involve fundamental analysis, research from various sources, and a focus on diversified portfolios combining stocks, bonds, and other securities. ABC does not engage in frequent trading of securities and does not accept performance-based fees. The firm's fee structure for Investment Management Services ranges from .95% to 1.75% annually, with accounts over $1,000,000 typically charged a 1.20% annual fee. ABC does not vote proxies on client positions and does not have any disciplinary information to disclose. The firm does not have custody of client funds and maintains a policy of not voting client securities. Additionally, ABC has received a Paycheck Protection Program loan to support its operations during the COVID-19 pandemic.

Frank Financial Advisors is an investment advisory firm specializing in discretionary asset management, financial planning, and consulting services for individuals, trusts, corporations, and other entities. The firm, founded in 2003 and registered with the SEC in June 2021, primarily invests in no-load or low-load mutual funds, exchange-traded funds, equities, corporate debt securities, and various other investment vehicles. They offer services to retirement plans and plan participants, assisting in meeting fiduciary obligations under ERISA and the Pension Protection Act of 2006. Clients are required to have a minimum account size of $500,000 for investment advisory services, with a $200 minimum annual fee for ongoing management. Fees for portfolio management services range from 1.0% to 2.0% annually based on assets under management. Financial planning and consulting services are offered at a fixed fee or hourly rate, tailored to the complexity of each client's circumstances. The firm may recommend third-party advisers to manage a portion of a client's portfolio based on the client's financial needs and long-term goals. Frank Financial Advisors operates under a special rule to act in the best interest of clients, providing prudent and loyal advice, avoiding conflicts of interest, and disclosing information about fees and conflicts. The firm does not accept performance-based fees and does not vote proxies on behalf of clients. Clients receive quarterly account statements and trade confirmations, with regular reviews and meetings encouraged. Todd E. Frank, the President and CEO, oversees the firm's operations and supervises all staff members.

MH & Associates Securities Management Corporation is an independent firm established in June 1981, offering investment management services primarily using a "balanced" investment style. The firm's services include continuous asset allocation, supervision of client securities, and periodic reports. Clients can have fully discretionary relationships or tailored relationships based on their investment objectives. As of May 31, 2023, the firm manages $131 million of client assets, with most on a fully discretionary basis. The minimum initial investment is generally $300,000, but exceptions may be considered. Fees are based on a percentage of assets under management, with rates ranging from 0.5% to 1.0% per annum based on the account size. MH & Associates does not charge performance-based fees and serves individuals and high net worth individuals. The firm's investment philosophy focuses on fundamentally sound investments for long-term growth, utilizing various analysis techniques for equity and fixed income investments. The firm has a Code of Ethics to ensure ethical conduct, compliance with laws, and accountability. Client assets are held with third-party custodians, and the firm has investment discretion to manage client accounts. MH & Associates disclaims proxy-voting authority and maintains client privacy through strict information protection measures and cybersecurity practices.

Vistica Wealth Advisors, LLC is a California-based registered investment advisor specializing in providing a wide range of investment advisory services to businesses, individuals, high net worth individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. Established by the Jeffrey and Lily Vistica Trust, the firm is led by Managing Principal and Chief Compliance Officer, Jeff Vistica. Vistica Wealth offers investment management services focusing on diversified portfolios tailored to clients' unique objectives, employing a passive investment approach primarily using index funds. The firm also provides financial planning services covering various financial topics. Clients typically pay an annual asset-based fee not exceeding 1.25% for investment management services, with a minimum annual advisory fee of $12,500. For fixed income portfolio management, a minimum investment of $250,000 is required. The firm does not charge performance-based fees, engage in side-by-side management, or sponsor wrap-fee programs. Vistica Wealth manages approximately $131,647,806.99 of client assets on a discretionary basis as of December 31, 2024. The firm uses independent third-party custodians and participates in the Schwab Advisor Services program for brokerage services. Clients receive regular account reviews, performance reports, and statements. Vistica Wealth does not have custody of client assets and does not vote client securities proxies unless directed otherwise. The firm has no disciplinary information, financial commitments impairing client obligations, or bankruptcy history.