Safe Harbor Family Capital, LLC

Safe Harbor Family Capital, LLC, established in 2006, is a registered investment adviser based in Chapel Hill, NC. The firm specializes in offering investment advisory services to high-net-worth individuals and family foundations, customizing services to meet each client's unique needs. Safe Harbor provides both discretionary and non-discretionary investment management services, utilizing mutual funds, ETFs, and other securities. As of December 31, 2024, the firm managed approximately $312 million in discretionary assets and $233 million in non-discretionary assets. Clients are charged advisory fees based on a percentage of assets under management, with management fees up to 0.35%. Safe Harbor does not charge performance-based fees or participate in side-by-side management. The firm's investment philosophy focuses on protecting capital and achieving reasonable growth through disciplined asset allocation and active management across all asset classes. Safe Harbor may use independent managers to handle client assets, conducting ongoing due diligence on their performance. Clients receive monthly account reviews and quarterly meetings to assess portfolio performance and asset allocation. Safe Harbor does not vote proxies for client securities and does not have custody of client accounts. The firm maintains a Code of Ethics to ensure ethical conduct and conflict mitigation. Clients are urged to consult with a tax professional for tax implications, as tax efficiency is not a primary consideration in managing client assets. Safe Harbor does not have any disciplinary history, financial condition issues, or bankruptcy proceedings in the past ten years.