Fai Wealth Management

Financial Advantage, Inc., operating as FAI Wealth Management, is a registered investment advisor based in Columbia, Maryland, established in 1987. The firm's team, including Mark O. Stinson, Curtis R. Gross, and Andrew L. Smith, offers a range of services such as wealth management, financial planning, investment management, retirement plan consulting, and hourly consulting. Wealth management services are provided on a retainer basis, with fees based on a tiered schedule starting at 1% annually for assets under management. Investment management services, available to legacy clients, are charged at 1% annually with a minimum of $5,000. FAI's investment strategies include long-term and short-term purchases, as well as option writing. The firm employs fundamental, cyclical, and charting analysis to tailor investment advice to clients' financial goals and risk tolerance. FAI does not accept performance-based fees or engage in side-by-side management. Clients have investment discretion over their accounts, and the firm does not vote proxies on their behalf. FAI's team, led by Mark O. Stinson and Skyler D. Hutcheson, upholds high ethical standards and provides transparent, client-focused financial services. For more information, visit www.faiwealth.com.