Bayshore Wealth Advisors

Bayshore Wealth Advisors, established in 2007, is a fee-only investment advisor managing over $634 million on a discretionary basis. The firm offers investment portfolio management for individuals, trusts, foundations, and retirement plans. Bayshore creates portfolios using no-load, passively managed mutual funds, ETFs, and fixed income securities, tailored to clients' risk tolerance and return objectives. The firm may allocate assets to alternative investments for qualified clients. Clients with fixed income allocations receive customized laddered bond portfolios. Bayshore provides wealth management services, retirement planning, and consulting on financial matters. The firm charges an annual fee based on assets under management, with fees ranging from 0.50% to 1.00%. Bayshore does not charge performance-based fees and requires a minimum account size of $2 million for investment management services. The firm acts as a fiduciary, prioritizing clients' interests. Bayshore does not vote proxies on behalf of clients and does not arrange principal or agency cross transactions. Clients receive quarterly performance reports and have custody of their assets with a qualified custodian. The firm has no disciplinary information and maintains a Code of Ethics to ensure ethical conduct.