Pavlic Investment Advisors, Inc.

Pavlic Investment Advisors, Inc. is an independent investment advisor established in 1997, with a specialization in providing discretionary investment management and financial planning services. The firm is owned by Terence V. Pavlic (20%) and the Richard and Madelyn Schiller Living Trust (80%). They cater to various clients, including individuals, trusts, estates, charitable organizations, corporations, and pension plans, focusing on directly held stock and bond securities. Clients receive personalized investment analysis, recommendations, and implementation based on their financial goals and risk tolerance. The firm exercises investment discretion, managing client portfolios according to individual investment policy guidelines. They do not guarantee investment results and emphasize continuous monitoring and client communication. For fees, Pavlic Investment Advisors charges a percentage of the client's account value quarterly, with a tiered fee structure based on the market value of the portfolio. The minimum household relationship size is $300,000, but this may be waived under certain circumstances. The firm does not receive compensation for selling securities or investment products. They do not charge performance-based fees and do not participate in wrap fee programs. The advisors at Pavlic Investment Advisors, including Richard C. Schiller, CFA, CPA, and Terence V. Pavlic, CFA, adhere to high ethical standards and have extensive educational backgrounds and experience in the financial industry. The firm does not have any disciplinary history and prioritizes client interests, independence, and integrity in their services.