First Ascent Asset Management, LLC

First Ascent Asset Management, LLC is a financial advisor firm founded by Scott MacKillop, who has extensive experience in the investment management industry. Scott MacKillop previously served in leadership roles at various financial services firms before establishing First Ascent. He is a J.D. graduate from George Washington University and holds a B.A. in Political Science from Stanford University. Scott MacKillop is a fiduciary acting in the best interests of clients and has not been involved in any investment-related legal proceedings. Karen Garcia, the Chief Operating Officer and Chief Compliance Officer at First Ascent, has over 40 years of experience in the financial services industry. She holds a BS in Business Administration from Regis University and is an Investment Advisor Representative. Karen Garcia has a clean disciplinary record and is primarily responsible for the operations and compliance of the firm. Patrick Krulik, the Chief Investment Officer at First Ascent, has over 17 years of experience in the financial services industry. He holds a BS in Business Administration from the University of Colorado and is a CFA Charterholder. Patrick is responsible for managing the investment activities of the firm and is the Chairman of the Investment Committee. Malcolm MacKillop, a Director of Advisory Services at First Ascent, has 12 years of experience in the financial services industry. He holds a BA in English from the University of British Columbia and an MBA in Finance from the University of Colorado Denver. Malcolm is primarily responsible for internal sales and marketing to independent financial advisors and is supervised by Scott MacKillop, the CEO of the firm.