Cornerstone Management, Inc.

Cornerstone Management, Inc. is an investment advisory firm founded in 1991 in Georgia, providing services across the United States. The firm specializes in investment advisory services for various clients, including charitable organizations, individuals, pension and profit-sharing plans, trusts, and estates. The firm's principal shareholders are Bryan C. Taylor and Tamara S. Richwine. As of December 31, 2024, Cornerstone had over $1.8 billion in assets under management, with services offered on a discretionary and non-discretionary basis. Services provided include financial planning, portfolio management, institutional client services, and retirement plan advisory services. The firm offers limited financial planning services addressing cash flow planning, retirement planning, and insurance analysis. Investment strategies include long-term purchases, short-term purchases, short sales, margin transactions, and options trading/writing. Fees are structured on a tiered scale based on a percentage of assets under management, starting at 1% and declining thereafter. The firm may negotiate fees based on specific circumstances. Cornerstone does not have performance-based fees or side-by-side management arrangements. The firm acts as a fiduciary when providing individual retirement advice and retirement plan advisory services, ensuring clients' best interests are prioritized. The firm's leadership team, including Bryan C. Taylor, Tamara S. Richwine, Winters Richwine, Chad Crawford, Kathryn R. Massoni, Colby J. Wright, Andrea P. Frant, and Elizabeth G. Caughman, oversees the operations and provides supervisory oversight. The team collaborates on investment decisions, ensuring a comprehensive approach to portfolio management.