Ascendant Financial Solutions, Inc.

Ascendant Financial Solutions, Inc. is an investment advisory firm established in 1996 and owned by Heffernan Insurance Brokers. The firm specializes in offering customized advisory services, including Investment By Design™ and Financial Planning and Consulting Services. Ascendant primarily uses open-ended mutual funds and exchange-traded funds for managed accounts, with a focus on continuous portfolio management on a discretionary basis. Clients are required to enter into an Investment Advisory Agreement setting forth the terms and conditions, including the fee structure. The firm charges advisory fees based on a tiered schedule, with fees negotiable and not tied to capital gains. Ascendant may recommend brokerage and custodial services through Schwab and Fidelity, with considerations for best execution and research benefits. The firm does not engage in performance-based fees, and there is no reportable disciplinary information. Ascendant's Chief Compliance Officer, James D. Hoyt, CPWA®, CFS®, is available to address any client questions or concerns. Clients are encouraged to review the full brochure for detailed information on the firm's services, fees, and policies.