Cosner Financial Group, LLC

Cosner Financial Group, LLC is a registered investment advisor offering continuous management services tailored to individual needs. Clients can choose between two management options: one with full discretion for trade decisions and another with non-discretionary decisions made after discussion. The firm primarily uses mutual funds, ETFs, and individual stocks and bonds in managed accounts, with model portfolios ranging from Aggressive to Very Conservative. The minimum account size for the wrap fee program is $150,000, with exceptions granted at the firm's discretion. Management fees are based on the account value and are charged quarterly. The firm's investment strategies include charting, fundamental and technical analysis, and cyclical analysis. Clients have the option to vote on proxies or have the firm vote on their behalf. Cosner Financial Group, LLC does not have any disciplinary history and discloses potential conflicts of interest, including the dual registration of Advisory Representatives with Triad Advisors LLC. Clients are encouraged to review the firm's Code of Ethics and Privacy Policy. The firm does not require prepayment of fees exceeding $1,200 or take custody of client funds. Clients are advised to inform the firm promptly of any changes in their financial situation or investment goals.