Thrive Capital Management, LLC

Thrive Capital Management, LLC is a fee-based investment management and financial planning firm founded in 2015. The firm offers discretionary asset management services, providing ongoing portfolio management based on individual investment goals, time horizons, objectives, and risk tolerance. Thrive utilizes model portfolios and may engage other third-party money managers. The firm also offers financial planning services on an hourly basis, covering various topics such as retirement analysis, estate planning, and investment-related tax planning. Clients are under no obligation to act upon the financial planning recommendations provided. Thrive does not require an account minimum and manages approximately $397.68 million in client assets as of December 31, 2024. Fees for asset management are tiered based on total assets under management, with additional fees for using third-party managers. Thrive does not receive external compensation for the sale of securities to clients and does not earn performance-based fees. The firm operates under a Code of Ethics, ensuring compliance with federal securities laws and acting in the best interest of clients. Thrive does not vote proxies on securities, and clients are encouraged to vote their own proxies. The firm has no known financial conditions impairing its ability to meet commitments to clients and has had no bankruptcy petitions in the past ten years.