Turning Point Financial

Turning Point Financial is an independent financial planning and wealth counseling firm established in January 1994, registered with the SEC. The firm offers financial planning and investment management services tailored to individual client needs. Financial planning services can be standalone or combined with investment management. Investment management is offered on a discretionary basis, with a focus on personalized portfolio strategies. Turning Point primarily uses professional sub-advisors for asset management services. The firm's fee structure includes financial planning fees ranging from $500 to $10,000, investment advisory fees based on a tiered schedule, and asset management fees for various model portfolios. Clients have no obligation to act on recommendations, and the firm does not accept performance-based fees. Turning Point does not have any disciplinary information and provides services to individuals, business owners, high-net-worth individuals, and retirement plans. The firm conducts periodic reviews of client accounts and does not accept compensation for recommending specific products or services. Clients have no obligation to purchase recommended products, and the firm does not receive compensation for client referrals. Turning Point does not have custody of client assets and provides discretionary investment advisory services. The firm does not vote on client securities and has a sound financial standing with no bankruptcy history.