Together And/or Together Planning

**Together Planning Financial Advisor Firm Summary:** **Background and Expertise:** Together Planning, a registered investment adviser, was established in June 2015 and is based in Gainesville, Florida. The firm specializes in providing investment advisory services to individuals, families, charitable organizations, retirement plans, and businesses. The team includes experienced professionals such as George T. "Tom" Mallini, Judson "Jud" T. Mallini, Lia Mallini Bertelson, and Virginia Mallini Knoll. **Consumer-Facing Terms:** - **Minimum Initial Investment:** No specific minimum mentioned. - **Fee Structure:** Fees are calculated based on services provided, with hourly financial planning rates ranging from $270 to $300 per hour. Annual portfolio management fees range from 0.50% to 1.50% based on assets under management. - **Fiduciary Status:** The firm operates under a fiduciary standard, acting in the best interests of clients. - **Investment Discretion:** Clients can grant discretionary authority for portfolio management, allowing the firm to make investment decisions without prior approval. **Advisory Business Description:** Together Planning offers two main services to retail investors: Unlimited Financial Planning (including investment management) and Hourly Financial Planning. The firm's services cover a