Planvest Financial, Inc.

PlanVest Financial, Inc. is a registered investment advisor established in 2017, based in Gaithersburg, MD. The firm specializes in providing personalized financial planning and investment advice tailored to individual client needs. They operate as a fiduciary, acting in the best interests of clients. Services offered include wealth planning, retirement planning, education planning, insurance analysis, and estate planning. Investment strategies involve fundamental, technical, and cyclical analysis, among others. Clients have the option to engage in discretionary, limited discretionary, or non-discretionary investment management. The firm does not charge performance-based fees and does not participate in side-by-side management. PlanVest Financial recommends establishing brokerage accounts with Schwab for custody and trading services. Clients receive regular account statements and transaction confirmations. The firm does not vote client proxies but may assist with proxy voting inquiries. PlanVest Financial does not require prepayment of fees or have financial conditions impairing its commitments. The firm's principal owner, Richard Clonch, holds various professional designations and has a background in law and the energy industry. Additional information about the firm's investment advisor representatives can be found in their individual disclosure brochures.