Wj Wealth Management

WJ Wealth Management, LLC, operating as WJ Wealth Management, is a registered investment adviser based in Glendale, Arizona. Established in 2024, the firm specializes in providing asset management services tailored to individual client needs. The firm's Wrap Program offers ongoing investment advice and management on various investment types, including mutual funds, ETFs, equities, and fixed income securities. Clients have the option to impose restrictions on investing in certain securities. The firm operates on a discretionary basis, with assets held at LPL Financial as custodian. For the Wrap Program, clients pay a negotiable annual advisory fee based on a percentage of assets, with a minimum account value of $25,000. The maximum advisory fee is 2.5%, with fees deducted quarterly in advance. While clients do not pay brokerage commissions, they should be aware of transaction charges paid by the advisor to LPL. Additionally, clients may incur additional fees from third parties, such as mutual fund expenses and charges for variable annuities. The firm's investment strategies include alternative strategy mutual funds, closed-end funds, ETFs, ETNs, options, structured products, hedge funds, managed futures, and variable annuities. Clients retain the right to vote proxies for securities held in their accounts. The firm does not engage in principal transactions with clients and requires associated persons to prioritize client interests in personal investments. Regular account reviews are conducted to ensure alignment with client objectives. Clients receive detailed quarterly performance reports and monthly account statements from LPL Financial, the qualified custodian. The firm may aggregate client transactions to improve execution quality.