Sandy Cove Advisors, LLC

Sandy Cove Advisors, LLC is a registered investment adviser based in Hingham, Massachusetts, established in January 2010. The firm offers wealth management services, including discretionary or non-discretionary investment management, financial planning, consulting, and family office services. Investment management services involve tailored portfolio construction, continuous monitoring, and potential employee benefit plan servicing under ERISA regulations. Financial planning services cover various aspects such as cash flow, tax planning, retirement planning, and estate planning, with fees ranging from $100 to $500 per hour. The firm charges an annual investment management fee based on a tiered percentage of assets managed, with a minimum portfolio size of $1,000,000. Sandy Cove Advisors acts as a fiduciary, providing services in clients' best interests. The firm may recommend third-party money managers, but does not participate in performance-based fees or side-by-side management. Clients have the option to grant discretionary authority over their accounts, and the firm does not vote client securities. Sandy Cove Advisors prioritizes client privacy and compliance with regulatory standards, ensuring the protection of client information.